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Posts posted by Bangkokhatter
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5 minutes ago, richard_smith237 said:Sky rocketing.... erm... Exaggerate Much ????
The fee's are going up by 5 baht to 45 baht (for 4 wheeled vehicles)... an increase of just over 10% is hardly skyrocketing, expecially when there has been no price increase for well over a decade.
You think a 5 baht bump is going to be the make or break for small and medium businesses trying to make a living ???
Your exaggeration may be worse greater than the story itself !!!
Taken in isolation your right only 5 Baht.
Now think about all the courier companies zipping up and down the highways, it will soon add up and increase their costs.
Who do you think will have to pay those extra costs.
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No.
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I went last week for same thing, just asked me to turn off phone volume.
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2 hours ago, JimTripper said:A lot of them work in washing machine building factories in the Uk. Putting in rivets and screws and such.
More crap from you, how many washing machine factories do you think there are in the UK.
You just use the OP as another opportunity to bash the Brits, and there is definitely more to this story.
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1 hour ago, Goat said:
Yeah i am glad the Thais stooged them out of Thailand.
Lotuss is much better now.
You seem to make a habit of getting things wrong all the time, Tesco decided to pull of Thailand and sold their stores, nothing to do with getting Stooged out (whatever that means)
Personally i haven't seen any difference, still poorly managed with no guarantee what stock they will have from one week to the next.
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20 hours ago, Mike Lister said:
Morningstar Thailand is a reasonable starting place.
Thank you for the link.
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1 hour ago, MRtommyR said:
You shouldn't take this as advice, as what is suitable for each investor is dependent on their circumstances and objectives, but for me I have found SCB Asset Management have a decent selection of funds. They have feeder funds which invest in offshore index trackers for the MSCI World or the S&P 500. Good way of getting the tax benefits without having to invest in Thai equities, which aren't to my taste. I use these to max out my THB 500,000 allowance per year in a combination of super-savings fund (SSF) and retirement mutual fund (RMF). Of course SCB adds a layer of fees on top of the underlying tracker.
Thank you for your reply, after reading the replies above and what you mention about Thai equities it seems steering clear is good advice.
However like you i want to take advantage of the tax savings and will contact SCB.
I understand your comment regarding giving advice but would you be so kind to name a couple of RMF funds that invest in the offshore trackers mentioned in your reply, it would give me some idea where to look.
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2 minutes ago, Foxx said:
Don't let the tail wag the dog! With Thai funds, the expenses are high and the performance over the last few years dismal. Only 5 equity RMFs have returned more than 5% annualised over the last 10 years (that's out of 212, so 2/4% of them). Are you feeling that lucky? And with fixed income RMFs, only two have returned more than 2% over the same period (out of 54).
With the current government being heavily influenced by the same forces as the previous military mandated governments, don't expect a turn around any time soon.
I, for one, will not be adding to my Thai fund holdings until there's a democratically elected government that represents the will of the people.
Thanks for your reply, i had no idea the performance of the RMF's were so bad, my LTF'S certainly did better, but that was a few years back.
So what sort of investment fund would you recommend for the unknowledgeable ?
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43 minutes ago, retarius said:
I looked at them in depth, some time back.....they seemed expensive for what they offered. At the time I didn't look 'bite'. I'll follow this to see if I missed something. I'm interested in net returns....net of tax and net of fees.
I take your point, i did do well in a couple of LTF's until they were stopped but i am sure other financial products did far better.
However as i said i can get tax relief and i just don't have the knowledge or time to do my own investing.
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I want to open an RMF mainly for the tax relief and will be putting in a monthly amount.
My question is which one ? I have looked at many on offer and am stuck for what way to go. I would estimate as many as 75% of funds are down for the last 6 months which is no surprise given the current economic conditions, but my knowledge of such things is very limited.
Do i go for one of the funds with positive growth which also tend to have a high NAV or select a fund with a low NAV in the "hope" that as things improve i get more bang for my buck ?
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13 hours ago, georgegeorgia said:Doesnt make sense ,if they're Irish as you say why is your Government in control of that Country?
It's says Northern Ireland right?
Not Northern England
FFS mate ,stop making up excuses and give them their Country back !!
They phoned up mate ,they want their Country back
I bet your one of the pommy hypocrites saying Israel should leave Palestinian land 🤣
Are you really that dumb and ignorant ? actually don't reply i remember what happens when you engage with idiots.
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5 hours ago, Liverpool Lou said:
Many Thais are tourists in Thailand.
how many would visit Samutprakan ?
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5 hours ago, Liverpool Lou said:
Many Thais are tourists in Thailand.
how many would visit Samutprakan ?
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3 hours ago, bignok said:
But you can't even think of a comeback.
You wouldn't know a comeback if it bit you on the arse.
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2 hours ago, JensenZ said:
Ok, thanks! Now that it's clear that you and your scuba buddy are both whining Poms I can ignore both of you for the rest of this thread.
Please do , my old nan god bless her soul always told me never to argue with idiots.
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49 minutes ago, JensenZ said:It is pretty stupid, but he's just here to bait Aussies and doesn't have a clue about much.
The OP is an Aussie baiting the British, yet you complain when you get some back, oh the irony, and no i won't explain what that means to you.
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1 hour ago, bignok said:I find some kiwis whinge as much. Often the white ones not the maoris.
The dumbest people I've met were French.
You don't see the irony of you calling anyone dumb ?
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I visited the shop in the New Plaza a few weeks back. The fish was cooked well with a large portion of home made chips, however for me they were cut too fat, it's worth a visit if your partial to Fish and Chips
There is often fierce debates on a few of the Pattaya FB pages about Sharples, quite funny sometimes.
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If ever proof were needed of AN going to the dogs just read the 6 pages of nonsense i just went through.
Can't believe i continued with it, should of known better given the posters involved.
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I think the OP is correct, there are lots of dramas showing on the UK Netflix not available here, and currently what is available is mainly rubbish.
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You seem to have a problem with No.3 why can't you just ignore all the nonsense posted on his social media like most of us do ?
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8 hours ago, BritManToo said:I did the same.
I she can't get a mortgage, live in a rented house.
Scooter was good enough or us, they don't cost enough to worry about.
your so full of crap, many times on here you have mentioned how you pay the mortgage on the place you stay.
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1 hour ago, Neeranam said:
They think because they started the first league, they have some right to the World Cup.
In actual fact, it was their neighbours who invented it, golf and many other things.
football doesn’t originate in England and that the line ‘It’s coming home’ in the fans’ much sung song of the Three Lions is a “flat lie”.
Did you conveniently ignore the word claims ?
Why don't you give it a rest, if you had followed the build up to the final and the reporting after you would have seen a healthy respect for the Spanish team and after i haven't read one article that suggests the Spanish were anything other than the better team and deserved winners.
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2 minutes ago, Neeranam said:Should be "Spain beat England", with the emphasis on the better team, not the one that thinks they are better.
The arrogance of the English, they're coming home.
what are you talking about, if you read the article you would know it clearly states England were outplayed by the Spanish, which they were.
You anti-English rants are quite tiresome.
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Bangkok’s expressway toll fees skyrocket starting today
in Bangkok News
Posted
what you really mean is i'm all right Jack..sod everyone else