Many thanks to all who replied. Dear DrJack54 - I am not a 'troll' for sure .,,, I am going through the process of trying to get my first retirement visa. Sorry, but I'm not going to give detailed info about the office, amount etc as that would identify me and most likely would jeopardize my attempts to stay long-term. "Cowardice" you may say, but I seriously must consider my future. I fought a long battle once in India against corruption (so I did stand up once, at serious danger to my life, (as I was told by many) and at my age don't have the energy to devote many hours/days/weeks to change the 'system' in Thailand. Full marks and admiration to you Patriat - you are doing a great service to all who come after you (and ultimately to the people of Thailand) - so I say: Bravo - total admiration!