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prakhonchai nick

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Posts posted by prakhonchai nick

  1. On 1/31/2024 at 9:55 PM, jvs said:

    We went thru this just two weeks ago.

    All of the cost in the Temple were just under 18000 baht.

    You have to tell them you want as little as possible.

    You can rent the flowers.

    Four monks will do.

    Next day 8 monks.

    We gave the rescue people 3000 baht for the transport.

     

    What about NO MONKS?  Can the temple just cremate?

  2. 22 minutes ago, Henryford said:

    Unless i die suddenly i intend to transfer as much as possible of assets/money to my wife around age 80. Then when i die there should only be a limited amount of cash in the bank which she can withdraw immediately. Even the 800k visa money i will switch to the 65k a month.

    Fine, unless your wife should die before you.  Make sure you tie up all loose ends before you make the transfer. Wives sons and  daughters and sons in law can have a devastating effect on what you thought would happen!

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  3. If after death, a deceased's account is debited unusually  (ie large daily withdrawals) when prior to death, there was a regular pattern of perhaps 2/3 withdrawals a month, it is quite normal for the banks computer to recognise the changes, and for the bank to lock the account and invite the account holder to attend the bank.  I always advise widows (having initially told them it is illegal to withdraw money from a deceased's account) to just make small withdrawals every 5/6 days until the account is empty.

    • Thumbs Up 1
  4. 1 minute ago, brianthainess said:

    All that is needed is 'the letter' from the Family Court, that did the Probate, but of course if you contact lawyers then obviously you have to pay them.

    What I'm trying to say is I don't think a lawyer is necessary, it will still go to probate the court would not hold back probates otherwise normal poor Thais would never get "The Letter" 

    The Family Court does indeed  provide the Probate document, but I believe it will only be produced upon application from a Lawyer.

  5. I have suggested to widows on occasions, that if they feel inclined to take the money from their late husband's/partners bank account, to just leave a 100bt balance, but not to inform the bank of the death. When it comes time to  pay the annual debit card fee, there being insufficient money available, the account will be closed automatically.

     

    Last time I heard of the Police becoming ionvolved with bank accounts was some 15 years ago in Pattaya. Never since

    • Agree 2
  6. Normally the bank freezes the account when they have been advised of the death. No hurry for anyone to advise the bank -in fact probably not even necessary. Most widows (with the permission of their late husband before his death) will have access to his ATM cards and PIN numbers and will (illegally) drain most accounts. Fixed deposit accounts do not have ATM cards, nor can they be operated online!

    • Agree 2
  7. 11 hours ago, brianthainess said:

    I presume you mean in Thailand. The family court does the probate in your province, I don't know the 'Fee' but I doubt it is much as in all Amphur fees. If you are concerned I would ask there.  

    It is not the court fee that is the problem, but the Lawyer Fee.  I have been involved in a couple of probates using a Lawyer from a neighbouring province who charged 30,000baht to obtain probate and extract the money (incluing his expenses)   Another called in by the widow in the same province wanted 60,000baht to get probate for a bank account of just 110,000baht!!!!!   Pays to shop around.

    • Confused 1
  8. 1 hour ago, Drumbuie said:

    Corporal punishment was only made illegal in UK schools 1986, and that only because of a 1982 ruling by the ECHR. Poland outlawed corporal punishment in schools in 1783. Make of that what you will, but I wouldn't be in a hurry to get up on that high horse... 

    I would not consider piercing the lips of 36 very young children to be corporal punishment . This was sadistic cruelty.

    • Agree 2
  9. 9 minutes ago, richard_smith237 said:

     

    Yup... seen that happen... 

     

     

     

    This has been debated quite a lot on this forum...  Its not any slower at all... Give it a try, once you are familiar with such payment methods you'll see how convenient it is.

     

    Some will use the excuse, that it takes longer, but that just an exaggeration from those who don't like digital payments, perhaps because they don't like change or are uncomfortable with change.

    ... the reality is for most people, the phone is in hand and the App us running ready for the cashier to scan - its not slower than cash or credit card payment....  

     

    Where it may be slower for people who are just disorganised and not ready to make the payment at the right time...  but, this kind of person is also the kind who doesn't have their wallet ready at the right time either and spends time digging for cash.

     

    So no... Its not a 'mad' system.. its incredibly convenient...  

     

     

     

    May well be quicker, if those paying using QR code know how to do it. In my experience many do not and have to enlist the cashiers help...........once having found their phone and turned it on!!!!!!!!!!

    • Agree 2
  10. 12 minutes ago, richard_smith237 said:

     

    Thats just like getting stuck behind one person at an ATM thinking it'll be quick only wait as they carry out multiple transactions in a row.....

     

     

    Even worse, had it happen twice in Makro ,  customer in front - almost finished checking out, bill 3,000THB+, fishes out bags full of 5 and 10bahts!!!!!!!!!!! :angry:

  11. In a somewhat similar vein, recently in Lotus's, I queued behind a woman with a trolley full of sugar. Must have been 100bags+ I thought "this will be quick" But not. She wanted 10 bags to be checked out separately and repeatedly, and paid on her phone by QR code, which she did not understand and needed cashier help.  I gave up, but not before voicing my disgust very loudly -in Thai -  for all around to hear!

  12. 6 hours ago, Red Phoenix said:

    I only have 2 personal Thai bank-accounts, both with Kasikorn Bank. 

    The regular Savings Account with a debit-card for daily transactions, and the Fixed Deposit Account where I keep my +800.000,- Thb to meet the financial requirement for the annual 1-year extension of stay based on my Non Imm O Visa for reason of retirement.

    >> But I want to open a Thai bank-account with another major Thai Bank, in case of any problems with the Kasikorn accounts.

    Unfortunately the closest BangkokBank, Siam Commercial Bank and KrungSri Bank branches are +40 km from where I live, otherwise I would have already opened an account there. 

    Any suggestions or caveats to opening an account with other Thai banks, there is a KrungThai branche and a GSB (Governments Savings Bank) relatively close to where I live.

    A fixed deposit account may pay a little bit more interest, but with no debit card and no online withdrawals.  you could run into trouble if you were ill or hospitalised  and unable to visit a bank and withdraw money!

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