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Everyman

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  1. I find it unwise to “abuse” the Schwab ATM refund policy by using it too much. I don’t want to temp them to change it.
  2. Because your transfer to Chase is an ACH push, where the sending bank can instantly see the funds are there and Wise doing an ACH pull where it takes time to verify the funds are there. Try doing an ACH pull on the Chase side from your Wealthfront account and you’ll see what I mean.
  3. Nobody has to be lying, the website could just be wrong. Or maybe Bangkok Bank initially included foreigners in it, but it turned out that it wasn’t required by the NDID or the NDID rules changed or it was too much of a hassle. I did mine a year ago as soon as I found out about it. Maybe NanLaew did his Nan te Laew like I did (sorry, couldn’t resist, heheh)
  4. It drives me mental when Thais can’t bring themselves to care at all about what you asking and just say “no have.” Their mother could be on fire in the parking lot and you could ask for a bucket of water to put them out and you’d still get an “arai wa?” From them. Which if you say, by the way, is extremely offensive, but a Thai customer service representative can say it straight to your face and you’re supposed to pretend like it’s not rude. It’s helped me to not care at all about them, the apathy works both ways.
  5. The Thai revenue department isn’t coming after you. You can check your closet and look under your bed before you sleep at night and I assure you they won’t be there.
  6. Thai “Sai oo-wa” sausage is strongly reminiscent of andouille. I don’t know if you’ve tried it.
  7. I have the Bangkok Bank app on my phone and it works fine, no problems, even though I am outside Thailand. However, I want to purchase a new phone and port over the app to the new phone and sell the old phone. Is there a way to do this from outside Thailand, or do I have to go through the same process I did originally to set it up on the old phone? I did it from an ATM last time. Is there an alternative? Thanks.
  8. Just wire yourself the money. You may need to show the money came from overseas during the divorce 😉
  9. If you have more than 2000 baht in the account, they won’t charge a “dormancy” fee, but your nearly ATM charge could put it below that and then it’s fair game. If you leave 5000 baht in the account and remember to do some kind of transaction every six months or so, you have no chance of losing the account. And given how hard they are to open these days, that’s a good thing.
  10. That never made any sense to me because Wise doesn’t do transfers from Thai baht to Canadian dollars. And don’t people send more one way than the other? I don’t get it.
  11. Probably one of the same Youtube <deleted> scaring everyone half to death about the “new tax law.”
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