Sorry for not responding sooner (my computer crashed and had it fixed). A while back I was in the hospital before. Had to spend about 10 days in it. After, surgery, nursing, doctors and medicine. The bill came up to 1.3 million baht. When I was checked in the hospital they checked if I had insurance. When I checked out of the hospital. I ended up paying 640,000 out of my own pocket. I used my credit cards to pay the balance (No problem). Now, what would happen if I wasn't able to cover the 640K?