Scottish holidaymaker’s scooter disaster in Koh Pha Ngan

[BangkokReady]

3 minutes ago, Liverpool Lou said:

Oh, the Thai that was not mentioned in the article, yes?

 

That's the one...  🫡

[SiSePuede419]

Someone rear-ended my wife's car yesterday when she stopped for a traffic light.

 

Motorcycle, no helmet, no driver's license, no insurance.

 

He asked how much the damage would cost. Our insurance company estimated 10,000B because it involved 3 panels.

He said he was an assistant at a street food stall.  Now how long will it take for him to save that much on his salary minus expenses? 

 

Infinity, no doubt.

 

My wife said she tried to help him and told him to call the insurance company and tell them he has very little money.

 

And yup, Scottish Bro had you rented one of the used cars from the Russian entrepreneurs on the island, we wouldn't be having this conversation.

 

Their insurance on the rental car is full coverage and they do the work themselves. 😄

[ericthai]

4 hours ago, gearbox said:

At least there is no GoFundMe begging this time.

wait for it....

[FritsSikkink]

5 hours ago, frank83628 said:

Whether he was paying attention propely is a different story.

The most important story.

[FritsSikkink]

9 hours ago, BritScot said:

When your young you feel invincible! You take chances without thinking. It's called life!

It is called stupidity.

[FritsSikkink]

6 hours ago, BangkokReady said:

 

Yeah, that sounds pretty fishy.  If it was a total stitch-up (the Thai was on the wrong side of the rode, smashed straight into him, but the police were siding with the Thai and asking the foreigner to pay), you would think that would get mentioned.

 

Live streaming one-handed with faulty breaks makes it hard to not blame the foreigner, but still sounds odd.

Your lame excuse sounds odd.

[FritsSikkink]

6 hours ago, Tropicalevo said:

He was riding two handed.

The phone was attached to the bike - pointed at him.

But that does not mean that he was looking at the road - or the phone.

We will never know.

If it was pointed at him, how could it record the accident?

[it is what it is]

13 hours ago, Spock said:

Many insurance policies do cover motor scooter accidents - both driver and pillion need to be helmeted, the driver has to have an appropriate licence and no alcohol or drugs in the system. You can guarantee this guy met none of those conditions and making a video while driver would alone void any policy. I am just surprised he has got out of it so cheaply.

 

and they should probably add an exclusion for motorcycle accident claims occurring while live streaming... the guy isn;t the brightest...

[it is what it is]

8 hours ago, Pompeygeezer said:

Every accident i read about the insurance company refuse to pay out.  Do they ever payout ffs!

 

yes they do, if the claim is covered by the policy. most travel insurance policies exclude motorcycle riding - for obvious reasons.

 

insurance companies certainly do pay out, i have had one travel insurance claim settled in full at around £3500 GBP, and one household claim, due to flooding, settled in full at £30,000 GBP.