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Posts posted by Ricky HKT
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Gold has been holding above $2000/oz for a couple months now. (Seems like $2K is the new support level).
Small moves are just noise.
Gold is a LONG TERM (years) investment in my opinion. You should do better holding than the paltry interest rates paid by the banks these days.
I hold, and am pondering buying more.
Yes, gold is held for emergencies.
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We had the same problem with Mitsu pumps (tank rusting).
We changed to Hitachi brand, which has a Stainless Steel tank. Also rusting. (Tank, and fasteners / bolts)
We eventually changed to Hitachi TM-P turbine pump, as it is mostly plastic/fiber. It rocks! Dependable, high pressure. More money, but seems to be worth it, so far.
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1 hour ago, flexomike said:
But you do not need to lock up 800,000 in the bank, you can transfer 65,000 in EVERY month which you can spend the day it is brought in
I was informed of this (65000/month transfer for retirement extension) by immigration this year.
Have you actually done this, and were you approved?
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I have used the services (heart stress test, blood testing) at Vachira Hospital. Excellent service and great staff.
My wife had an operation there (removed a salivary gland). Excellent Doctor, surgery, results. Good and fast services.
I personally know some of the nurses and staff. Kind and hardworking people.
The facilities may look a bit dated, but it is a government facility which serves the Phuket province, other provinces, and foreigners.
Sorry, but this like a hit job on the hospital. For what purpose?
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Just replaced the old truck 2012 Vcross with a new Isuzu 2023 Vcross.
The old truck had a Carryboy canopy, and we had many problems: paint faded and was redone, front canopy seal leaked (replaced), rear window drain channel leaked into bed (silicone added), Rear window "shattered" (replaced), remote lock eventually failed (used the manual key), headliner molding....
I like and want a new canopy, but not a Carryboy.
I am leaning towards Aeroklas, as they don't have a headliner. (We sometimes carry a full load, and garden plants, rocks etc.). We have been known to treat this equipment rough.
I am open to Sammitr TL1 also. Nice styling...
Does anyone have experience with the "new" canopies?
Opinions and comments on these, and any other brands, please.
Thanks in advance.
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Instead of all of this ranting, someone who knows about Thai law and procedures please educate us.
Are they (those "injured") legally entitled to any compensation?
If so, how much money is normally paid for "numbness."
I thought this type of thing was handled at the local police station "mano a mano," so things can be finalized in a quick fashion. And not "muck up" the court system with frivolous lawsuits.
Anybody have knowledge of this?
I am genuinely curious!
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As young teens, we used to raid my grandparents liquor cabinet (normally Old Crow brand boubon), or go to the local liquor store and get an adult to buy us beer (Schlitz or "Old English" malt liquor).
We were too young to drive, so we ended up passing out in the bushes!
Better living through chemistry!
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I just went through the retirement extension process late last week.
I used the >800k in the bank method. I submitted full 1 years copy bank book, 1 year statements, bank verification letter.
(Note: while at immigration, I saw one man have his O-A visa canceled because he let his balance fall below 800k. They told him he must leave Thailand and restart the visa process. Be careful!!).
I have about 80k social security income, so I asked if I can use this as my income requirement (in place of 800k bank balance). I showed them some backup paperwork.
2 officers in room 103 Phuket Immigrantion told me they will accept >65k regular monthly income from overseas. I was a bit shocked and pleasantly surprised.
They said:
10-50k bank balance ok
Full copy bank book showing >65k monthly overseas deposits (note any "glitch" i.e. one month deposit not received = you are disqualified)
12 months bank statements
Bank verification letter
I WILL hold 800k bank balance just in case. But I think I will try the monthly income >65k next year just to see...
P.S. my wife is from Phuket and knows some of the immigration staff. I believe this does help me...
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I wonder how many jabs he had (and what brand). ????
RIP
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Start trying to do the online report 14 days before it is due.
IIRC, you cannot online report after the due date.
Also, maybe they just want to see you to verify you are physically here (or for some other reason).
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On 5/7/2022 at 11:48 AM, gamb00ler said:
It won't be a great deal of ฿ to get an extra 1% on 800K/400K. But once it is done it hopefully will function well for a few years with very little effort
In my experience, these higher rates were "teasers" to get your business, and expired. Thus, you have to keep moving the money around to chase this (extra 1%) yield.
Is your interest rate fixed?
Bank of Thailand posts bank interest rates here:
https://www.bot.or.th/english/statistics/_layouts/application/interest_rate/in_rate.aspx
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17 hours ago, gamb00ler said:
that earns 1.5% on the first 1M฿. I intend to use it to hold the 800K/400K balance as required for my retirement extension(s).
Please help us with this... How much more interest (baht) will you realize by moving the money around? 10000 bht?
I remember doing the same thing as you years ago... Moving funds to different banks with higher yields. After awhile I became bored with keeping track for a few thousand baht more (and I am not saying you are wrong to do this).
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Dr. Anurat
Mobile:085 789 7111
Mobile:076 304 355Across from Makro near Central Festival.
Professional, top notch, reasonable prices.
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6 hours ago, ezzra said:
wouldn't want that to happen, i got <deleted> load of bahts in Thai banks at the moment, not to mention my properties...
FYI, cash/baht is being decimated (due to inflation. E. g. Eggs are up ~10% this week). And the property market is stagnant at best here. Certainly not like in California.
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My farang friend and his Thai wife bought the SUV model ZS.
I have only ridden in it a couple times, but it seems to be good vehicle (nice lighting, aircon, electronics, decent power). I asked them, and they said they are happy with it.
Hey, a lot of the parts (plastics, electronics) used in building other EU, US, etc. brands come from China.
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You can chat with them in English, on their App.
- open Shopee App
- click on "Me" tab, lower right corner
- scroll down to the very bottom of the page, hit "chat with Shopee"
- once in the "Shogi" (chat) window, request "English please," and you will be assisted in English.
Shopee is a great service IMO.
You are protected from receiving the incorrect or counterfeit item, as you can release funds after you have completed inspection.
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Our experience was good.
Wife brought home a stray (in America 2007) and the whole family fell in love. We named her "Lucky." She is a Maine Coon breed (long hair, definitely built for colder weather).
When we moved here in 2012, we brought her along. Lots of leg work... shots, certificates, permits. Cost about $1000.
But the cat made it fine, and is enjoying her life in Thailand, 14 years old.
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1 hour ago, darrenr said:
BS ! We are going to have a global crash in the order of 65-80%,the banks know this, before anyone calls me a quak , do you honestly think that given the recent pandemic, insane QE /money printing that there will not be consequences? Inflation will be out of control and the central banks will start to tighten to try and control inflation, Interest rates will rise and crush the economy. Don’t have money in Thai banks that you can’t afford to lose ! Think Asia Crisis !
We are the most overvalued market since 1929 (Great Depression), do your research if you don’t believe me !
Why all the excitement and drama?
I just read that the IMF has issued another $650B in special drawing rights (SDRs) to cover any central banks liquidity issues.
https://www.reuters.com/article/us-g20-finance-imf-reserves-idUSKBN2F404Q
Available August 23.
Problem solved! /s
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I have received both of my "stimulus" payments electronically, as I receive my social security electronically via Bkk Bank, NYC.
But my (Thai) wife has not received anything yet. We have been married a long time already, and she is a US citizen.
Q: who can we write to about this? (relavent US govt agency contact info please) And yes, I have tried to find out online without much success.
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1 hour ago, jaiyen said:
That is a very sad looking photo of Bangla Rd. If you showed it to any tourist they would definitely not want to go there. Old buildings, wires hanging down etc. It looks a mess ! Will never ever go there again. It should be bulldozed.
At least the put up a colorful sign with frolicking Dolphins! Well done!
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14 minutes ago, bander said:
Another brit trash expat without money to extort traffic police, maybe a couple of f... you comments helped him to get busted.
The way he dresses at the picture is also a provocation to get pulled over and arrested by BIB.
It won't hurt to wear a T-shirt when you are out having a few drinks.
Dress nicely, be polite and admit your fault when you are causing an accident during DUI (driving under influence) and pay the police what they ask for without any argue.
Agreed. Humility, wais, and paying your fine(s) is the extant working system.
However, something has me scratching my head...
If he has been here 4 years already, he should have some savings in the bank (retirement extension = 800k, marriage/family = 400k). Maybe using an agent to help with immigration?
Even if he "makes it through" the legal process here, I don't see this ending well for him.
As in all other parts of the world: "don't drink and drive!!!"
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I did mine online about 1 month ago, no problem.
Fill in the report/form completely, and BE SURE TO INCLUDE the alphanumeric code (just below the bar code) on your TM6 Departure Card.
I recall trying to 90 day report online (in the past) without the TM6 code, and it failed.
Good Luck with it, mates!
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Bottle of scotch whiskey, not very smooth
Like snake bite cure from the medicine man
Not bad poison if there's something to soothe
It's a whole other world in the palm of your hand
Out of this world and out of your mind
Just like it don't matter what you're leaving behind
Trying to change your life you change your point of view
But no matter what you do it's the same old you
Wherever you go there you are
You can run from yourself but you won't get far
You can dive to the bottom of your medicine jar
But wherever you go there you are
Bottle of scotch whiskey whatever you find
When you're out on a wire it's a matter of time
Changing every moment when you're taking the fall
There's everything to gain when you're losing it all
Feel your head spinning with your feet on the ground
You climb the wrong ladder and it's keeping you down
Think you're gettin' higher but you're still layin' low
You don't want to be anyone you know
Repeat Chorus
Once you've been bitten it's like crossing a line
It's a part of the plan all that's on your mind
Think that it'll help you find somebody to be
But the man in the mirror is all you'll see- 5
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I haven't yet tried the craft brews you mention above, but I will.
I did find a new brew "Federbrau," in Tops (available in Makro, also) about a month ago. Advertised as a "German Single Malt." It is excellent and about the same price as Chang, Singh etc.
Crisp, clean taste with no bite or aftertaste. No hangover.
They got this brew right! Recommended!
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British man quits England for Thailand’s tropical tranquility
in ASEAN NOW Community Pub
Posted
Just like it don't matter what you're leaving behind
Trying to change your life you change your point of view
But no matter what you do it's the same old you
You can run from yourself but you won't get far