newbfarm

So id advise avoiding  nowcompare/and all online brokers. deal direct with the major players, bupa,aia,allianz etc.

The broker sites only push policies with the best commissions and most haven't been around long, or are underwritten by third parties, so will most likely come and go. which means the claims which are already hard enough with most large companies will be even harder.

Also insurance brokers might answer questions just to get the sale. always read the small print.

It not worth gambling with your health to save a few bucks.