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khagai1

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Posts posted by khagai1

  1. In my 20 years of experience in Thailand use of a foreign credit card is squirrely. For example,Macro accepts Citibank credit card. However when I ran my us-based Citibank in Bangkok it was not accepted, but ran the same card a month later in a Macro in Phitsanulok, no problem. 

    Another weird example, The Lion Air online application would not accept foreign credit cards to purchase flights, yet I could go to their window in the airport and purchase the same flight with the credit card they refused online. No rhyme, no reason, just keep track of where they are accepted and where they are not.

     

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  2. 17 hours ago, TallGuyJohninBKK said:

    While I have cloud backup solutions, for many years, I've also kept local file backups of my Windows PC documents/data using the free MS SyncToy software and large volume external USB hard drives.

     

    But now with the update to Windows 11, MS SyncToy no longer seems to work, or at least is very difficult to get working on a Windows 11 machine, so I've been looking for ideally a free software solution like MS SyncToy that can work on Windows 11 machines?  The ability to set and schedule automated backups like SyncToy could would be another plus. Any suggestions?

     

    One of the thing I liked about SyncToy was that its backups were in normal, easy to see and access files and folders format, not like some of the Windows and other backup packages that do their backups by amalgamating everything into single mass backup files that have to be unpacked and restored in order to actually see what's there. That's NOT what I want.

     

    Thanks in advance for any suggestions to use on a Windows 11 platform!  🙂

     

    S**t.  Now Synctoy doesn't work in Windows 11!  Another good functional product sunsetted, forcing you to the cloud (don't trust security or robustness of backup) or a potentially inferior chargeable SW offering.  Too many good things are disappearing.

  3. GF and daughter just took a trip to Japan for 6 days with a tour company. Had a great time, no issues no problems, no problems. Only issue was the weather, very cold since they went in League November early December. You're still interested a prayer food along with the tour was quite good, 45,000 baht per person for 6 days including hotels and airfare.

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  4. My experience (but I am American, the exception).  Last year, I wired $175K via SWIFT to my "foster" daughter (I have been taking care of her for 20 years--as a daughter, her mom has been GF for same time) to buy a commercial building and start a bakery.  We used Bangkok Bank.  I used Krungsri for the initial down payment, but their conversion fees increase dramatically as the funds transferred increased.  Bangkok Bank had a flat rate (super inexpensive) and a good TT exchange rate.  No reason was required, and transfer took 2 business days.  Additional funds were needed as improvement/maintenance/equipment  were also needed to prepare the building as a bakery (painting/cleaning/electrical upgrades/commercial oven/shelving/furniture/refrigeration/AC, etc.). 

     

    Over a couple of months I provided an additional $20K which I did by simply funding an ATM account thru Schwab on my side and them withdrawing the money on 30K Baht increments/day and placing it in a Thai bank for cash payment to Thai workmen.  Schwab refunds the Thai Bank service charges each end of month, so no charges for use of ATM.   A lot of the furnishings/kitchen equipment/etc were purchased via Credit Card.  I find that using the bank account transfer for lesser amounts is easier and faster, but has to be timely as the Schwab max is $1,000 per account/day (you can have multiple accounts), and the Thai banks limits are either 20K baht or 30K Baht/day depending on  which bank ATM you use.  Your $3,000 transfer would have taken 3 days to get it out of the bank.  The bakery has been doing quite well to the point that they are expanding to the second floor of the building for more dining/lounging space so I sent additional money (not much) for purchase of tables/chairs/security doors/workmen expense last week again using the Schwab ATM for transfer rather than SWIFT or WISE.  So, in my experience, no hiccups or problems in all these transactions at various times over the last year.

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