KhunHeineken

1 minute ago, scottiejohn said:

What are you referring to?

AN's biggest online competitor.  Probably can't post the name here, so I won't, but the core group of haters on the Australian forum may very well be working for AN's competitor. 

How much damage to AN have they done already?

Serial reporters working for the opposition under the guise they are so offended by a member and / or their posts in order to frustrate them and have them banned, so that member gives up and goes to the website they work for.  

Guess what, I'm still here.   

1 minute ago, georgegeorgia said:

Very true 

But... SOME are from the "other" forum targeting posters who make posts ...I'm not saying these particular old men but there is a few here who plan to bring the forum down from the "other"  forum 

 

I have a friend who no longer reads or posts on AN because he got sick of being put on a holiday and now posts on "the other forum."  It's possible some members, or the same member but with multiple usernames, is working for the other forum. 

George would do well to recognize these "serial reporters" as possibly playing for the other team.  

7 minutes ago, georgegeorgia said:

This Scorecard had done nothing but insult me on other threads I have made .

He then can't take it when I give it back !

But he feels it's ok he can do it ...

Does the same to me.

I outed him for posting he was on a vet's pension, and then posting he was on an aged pension, and you can't be on both, so then he started personally attacking me, but then reporting me to the Mods when he copped it back.  Weak as p*ss in my opinion.

1 minute ago, georgegeorgia said:

Very true 

They want to insult me in other threads as this old Will hug has done then when I say something back he is calling the Mods !

He is a Old hypocrite 

Well said.

There's a group of "haters" on this forum that try to shut out and shut down other members.   The hypocrisy  of it all.

There's genuine information and content flow being offered by members, and because they don't like the message, they set out to shoot the messenger.   If they don't like the member, or the message, just put them on the ignore list.  I have requested some to do this to me on several occasions, yet, they continue to read my posts, personally attack me, and then when they get it back, run to the Mods crying. 

4 hours ago, scorecard said:

 

What an unpleasant person, I blocked him weeks ago, somehow he's got past the block.

 

 

Why don't you contact the forum's support and have them sort out the problem.  It would be a big help to the forum. 

3 hours ago, Olmate said:

Sad lad, he.was out Trolling this morning, told him to come to Thailand  and get wet😭. He was continuing his troll of Scorecard, calling him befuddled etc, prick! 

Misquoting me again.  Show me where I have used the word "befuddled." 

3 hours ago, Will27 said:

I think the Mods don't mind the resident idiots like Sadie as they generate a lot of clicks.

 

It would take 5 minutes to look at his posts and just piss him off.

 

He adds nothing of value.

It really is a case of you guys can dish it out, but can't take it. 

I got hammered in the pension thread for posting about the proposed changes to tax residency laws.  Got sent on a few holidays from AN as well.  All's fair in love in war, but to dish it out and then report to the Mods when it's handed back to you is very Un-Australian. 

I can't speak for other members, but I have no problem with discussion and healthy debate, but troll me, flame me, personally attack me, you'll get it back.  Boo Hoo. 

There's never been any sour grapes about it all on my behalf.  I have said I never reported a post, ever, nor will I do so in the future.  Some members took that as a free for all, and that's fine, but when it came back to them, off they go to the Mods. 

It's just an internet forum.  No need to take it so personally.   

11 hours ago, Nemises said:

https://guides.dss.gov.au/social-security-guide/7/1/4

Thanks for the link.  I notice this seems to be the one and only link, which is a :guide" on the issue.  I take it onboard, but on such an important issue, can anyone post another link to corroborate this link?

5 hours ago, Will27 said:

What are you talking about you peanut?

I worked and paid taxes my whole working life in Australia.

 

And the topic is about the 2 year qualifying period Sadie.

Generally speaking, not specific to your personal circumstances, if someone worked all their life and paid their taxes, how is it they would have nothing to show for it and have to go cap in hand to Centerlink for the full aged pension? 

I understand those who worked after the implementation of Superannuation not qualifying, but you would think an individual would accrue some assets and savings at the end of their working life, thus, not qualifying for the aged pension. 

1 hour ago, georgegeorgia said:

I just want to say your posts are very informative, thankyou personally from me , I enjoy reading your posts and gain a lot of knowledge 

Your sarcasm is not wasted on me. Well done.  

On 2/2/2024 at 4:42 AM, scorecard said:

 

I confirm that the various ex-service associations  (e.g. the VN Veterans association) have staff who have attended /completed no charge training courses conducted by the DVA, all aligned to the subject here. They also have pro bono lawyers in their ranks who are quite knowledgeable about this subject. As said these lawyers make no charges, so perhaps no need to be paying $AU600 per hour.

 

I might also share that the attitude  (you mentioned re the AU$600) to money going out of Australia is not relevant and that's absolutely not an attitude coming from the DVA. The DVA's approach is clearly 'if there's an entitlement then how much it costs today or for the next 30 years is not in any way relevant.

 

Another point, to avoid any confusion, the DVA Permanent Disability Compensation payment has several categories and therefore several different compensation rates.

 

NOTE: The DVA used to call this 'the DVA Disability pension' but about 1.5 years back they changed the nomenclature to 'the DVA Permanent Disability Compensation' system'.  

You have "confirmed" and "shared" a lot of information about a war widower's pension for someone on an old aged pension.  

On 4/11/2024 at 11:14 AM, TroubleandGrumpy said:

I see egoboy has not responded to any of our comments and posts this week - not complaining 🙂

 

Interesting post egoboy made today in another thread that clearly IMO precludes his inputs into any OAP forum. He was slagging off about baby boomers and how we will not embrace bitcoin and other cryptocurreny investments - claiming that he of course is killing it (( have met a few of those type of barflies). But the point is that the 'are soul' is not even on the OAP - because you have to be a baby boomer (1946 to early 1960s) and at least 67 to get the OAP - which means 1956 or older - which is right in the middle of the baby boomers.  I have blocked the are soul.

I find his posts amusing.  Especially his "interpretations" of legislation.  Very entertaining.  Most of them are up there with the famous "that's just for guys like Paul Hogan" post. 

His latest claim to fame is how contracts and caveats on the house and land be bought, which is not in his name, offers some security to him in the future for his accommodation.  I'm sure those pieces of paper will stop a bullet or machete.  Just another farang thinking western laws work in Thailand for foreigners.   

You should unblock him, just for the laughs. 

17 hours ago, Olmate said:

"anyway"! We know what thats called dont we?!!! His experience you speak of is also mine, have read here of others numerous. Google Indeed takes you to the gov website, used it myself few days ago to use Mygov to renew logins to access pension statments to support E600visa application for GF oz holiday.And yes you can create new card there too! Interesting as your not on mygov, how do know so much about it, or maybe you are as a welfare cheat?... "Anyway.. your not in Oz, not on any pensions at all., or are you?.. " Credibility you ask?... Next

Can you show me where in my post I used the word "anyway?"  You are misquoting me. 

So, you can re-enrol for Medicare online.  Wow, and here I was thinking one had to go to a Centerlink office.    Scorecard didn't mention that.  He also didn't mention the documents needed.  It's obviously the government doesn't want expats flying home just for free medical treatment, only to fly out straight after.  Scorecard mentions none of this. 

Who said I'm not on MyGov? 

I am self funded.  never taken a cent from Centerlink.  Sadly for me, and many others, we pay for everyone else in Australian society.   

No, I am not in Australia, and not on the aged pension, but that's not to say I can't restructure my finances to qualify for the pension, which I may do in the future.  

i outed Scorecard when I picked him up on posting that he is on an aged pension, and then he would later post he's on a vet's pension.  You can't be on both.  If a vet, he would probably have a gold card, way better than a Medicare Card, but here he is posting about a Medicare Card and Centerlink, rather than the VA and a gold card.  He blocked me soon after I outed him on this, but now he says he can read my posts.  What BS.

You never questioned in what year he had his "experience."  Why is that? 

Scorecard is most dangerous with his advice to members on portability.  He has stated, and I quote, that people can leave Australia during their 2 years for a "prolonged period" of time.  When asked for links, no reply.

Yet, someone on a vet's pension doesn't have portability issues.  Once again, more smoke and mirrors, and more BS.  

You are vary naive to not smell his BS. 

14 hours ago, rhodie said:

Officer told him if he leaves the country in the 2 years, his pension will be suspended until he returns and the time away will be added to the 2 years.

Added on, or starts again?

18 hours ago, Nemises said:

^ Agree. 

I also prefer to pay the ridiculously low rent in Thailand. The AU OAP (plus income from some other investments) easily covers the rent thus allowing me to 1/ never having to worry about being stuck with often noisy & often inconsiderate Thai neighbours 2/ potentially losing my house should my partner dies before me 3/ freedom to move wherever/whenever I/we want. 
 

 

The reasons you mention, and some more, is why I sleep better at night than guys who have exposed themselves to a Thai missus, and Thai laws here. 

11 hours ago, 4MyEgo said:

Yes rents are ridiculously low in Thailand, but they come with a price, i.e. rent, no matter where you live, goes down the drain, that I learned very early in life. 

The earnings from the capital I would have to spend to buy the condo I am living in earns more money than the rent I pay on my condo, and I have no other ongoing expenses, and the freedom to move, not to mention, that capital is pretty much on call. 

Your comment is another one of your throw away lines.  It doesn't take into account anything else other than the old, very old saying that "rent is dead money." 

You don't address the changing of an area, the health of the owner, the life expectancy of the owner, over development and poor construction practices affecting resale value, interest rates, death of Thai missus, relationship breakdown, being scammed etc etc.  Just a broad comment, "rent is dead money."   A very narrow view, in my opinion. 

11 hours ago, 4MyEgo said:

Losing your partner is inevitable, however we hope to go 1st, and of course a will can will, will assist you to move on if you have kids that respect you and agree to do as you tell them when the time comes, e.g. sell and move on, and buying them something else for their future, whether it be here or back in the home country (dual citizens). 

What is your advice to those with no kids?  Is it still, "rent is dead money?" 

11 hours ago, 4MyEgo said:

As for a wife's family stepping in, not an issue, they can try, but don't have the $'s to challenge me,

Bullets are cheap in Thailand, a lot cheaper than lawyers.  Balconies are free. 

On 3/25/2024 at 6:37 AM, Will27 said:

Yep, it depends on the individuals circumstances.

 

I imagine most who live in Thailand will have to do it.

I agree, but some will now have to wait until they are 67. 

3 hours ago, 4MyEgo said:

and if the relationship went south, she ends up with the house, and I 90% of my assets overseas.

Many relations go south not long after a new house and land package is purchased.  However, there are other things that can happen, for example, what if she was to die before you????

Of course you are going to tell us how well you get on with her family blah blah blah.  We've all heard the same story before, then, the farang gets kicked out of the house and land he paid for. 

I'm with BMT.  Renting is the best thing to do in Thailand.  The funds to buy the condo I am living in, should it go on the market, is safe back in Australia earning more a month than the cost of the monthly rent, and I have no other fees, taxes, and maintenance to pay, and the freedom to move at anytime, or for any reason.   

3 hours ago, TroubleandGrumpy said:

Agree with that - there are far too many unknowns to state with absolute certainty anything definitive. But to claim that the OAP is definitely going to be taxed in Thailand and/or that all OAP recipients must lodge a tax return, is total BS. One swallow does not a summer make - nor does one Clause in a DTA mean tax is payable. 

 

Thailand wants to tax the funds, not the person. 

On that basis, Thailand doesn't care how young or old you are, whether you are rich or poor, and whether the funds are a pension or some other form of passive income, and where the money originates from.  They are simply seeking to tax the cash, and they don't care who's cash it is. 

It will be interesting to see how they are going to implement it and tweak it over the next couple of years. 

As I said in another post, the only way I can see it working is the Thai banking system will have to be onboard, otherwise, expat retirees could simply leave their pension in their home country and withdraw it from an ATM with a Visa card from their home country, just like tourists do.  If the fees and exchange rate is cheaper than Thai tax, there's one solution. 

One would still be living in Thailand, and would be deemed a resident for tax purposes, but not remitting funds in the traditional sense.  Of course, it would come down to the Thai legal definition of "funds" and "remitting" but I can't see Thailand taxing ATM withdrawals in the future.  

Interesting times ahead, particularly for Aussie expats. 

3 hours ago, CharlesHolzhauer said:

Links please

Just a couple from a random search.

https://taxsummaries.pwc.com/australia/individual/foreign-tax-relief-and-tax-treaties

"The Australian government plans to enter into new and updated tax treaties in the coming years. The relatively recently signed treaty with Iceland has entered into force to apply from as early as 1 January 2024. A new treaty with Portugal was signed on 30 November 2023 (yet to enter into force)."

https://www.internationaltaxreview.com/article/2a6a9z41xb9ag79w1rh1c/australia-announces-expanded-double-tax-treaty-network

"The government has restated its commitment to modernise and expand Australia’s double tax treaty network and has committed critical resources and funding to support this expansion of Australia’s double tax treaty network."

7 hours ago, Olmate said:

Scorecards correct, its called personal experience V Google.

The information is from the Services Australia website.  Obviously, a credible website.

Scorecard's experience may have been 20 years ago.  In any case, one day he claims he's on the aged pension, and the next day he claims he's on a veteran's pension.  You can't be on both pensions.  Credibility zero.   

On 4/6/2024 at 9:41 AM, still kicking said:

Pauline should stick to selling fish and chips 

Where have career politicians got Australia? 

On 4/6/2024 at 9:43 PM, Nemises said:

- Schooner of new and a pack of winnie blues please mate. 

 

- Sure. There ya go. That’s 75 bucks thanks mate

 

($15 beer, $60 smokes)

 

1,800 baht 🤣
 

All that tax on cigarettes was supposed to go to hospitals. Basically, smokers paying for their own health care when they get sick from smoking.  Non smokers were going to benefit from this also. 

Billions of dollars in extra tobacco tax and the medical system still has record waiting times.  Where does all that tobacco tax go?  

On 4/8/2024 at 7:08 AM, GregBow said:

Thanks for your follow up.

Yes I have considered this and combined with the new proximity to my now grown family here and my health requirements it still made sense.

The village was just too remote and not lifebcomfortable as I got older and the leader of the opposition would not change her location so I did.

My 15 year old will also.advantage from this with the ability to finalise education with citizenship and Aus school later.

For now a number of issues are still pending like the time to OAP and some medical procedures now scheduled here - which will take time and support which I have plenty of here.

I will update as I get the pension approval etc.

Regards

Greg

Given the high cost of living, including property costs, it sounds like you will be in Australia for the foreseeable future. 

You are lucky because you got out while you still had just enough left to start a life back in Australia.  Many lose the lot in Thailand.