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FACTOR

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  1. I'm hoping to go back to the States this summer (as long as Covid doesn't get out of control again) with my son for about 4 weeks. I need insurance in case of sickness or accidents. I'm 66 years old. My son is 9 years old. Can anyone recommend a good temporary insurance provider? Do you know if I can rely on Medicare for any sickness or accidents for myself? Thank you.
  2. Recently I was informed by my US bank -- Wells Fargo -- that I can no longer have accounts with them because I do not reside permanently in the USA, in spite of having a permanent address in the USA. Now I need to find another bank, in the USA, which is "expat friendly". Anybody have similar experience and/or know a US bank that will do business with expat Americans?
  3. Not really sure this is the ideal forum for this question, but here goes: I'm receiving my US SSA monthly benefit at the Lao Development Bank. It seems I'm getting a few dollars less than what SSA shows they are sending out to me. I've confirmed with FBU in Manila the amount I am entitled to and confirmed that this is indeed the amount being sent out. I checked with Lao Development Bank; they say they only take out a $2 service fee. So $15 is going missing somewhere along the line. The intermediary bank is Standard Chartered in New York. I have no way of contacting them, however, to find out if take out a service fee. I know it's not much, but ... Any other US expats in Laos receiving SSA benefits experiencing something similar? Thanks.

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