I had money stolen from my Thai bank, my bank app was compromised. Alerted my bank, they told me to go and get a police report, so, I got a police report.
3 weeks later, I finally get a call back from the bank, asked a load of questions, which were all in the police report. Then asked did I have any questions... I asked when will I be reimbursed, she said she said I wouldn't be, then didn't sound sure, and will call me back.
I had assumed Thailand bank deposits were insured against theft, I mean it seems pretty developed here.
Maybe I just have to jump through some more hoops, but if bank deposits are not insured against theft, I'd be very wary of leaving any large sums in your account.