banagan

I had money stolen from my Thai bank, my bank app was compromised. Alerted my bank, they told me to go and get a police report, so, I got a police report. 3 weeks later, I finally get a call back from the bank, asked a load of questions, which were all in the police report. Then asked did I have any questions... I asked when will I be reimbursed, she said she said I wouldn't be, then didn't sound sure, and will call me back. I had assumed Thailand bank deposits were insured against theft, I mean it seems pretty developed here. Maybe I just have to jump through some more hoops, but if bank deposits are not insured against theft, I'd be very wary of leaving any large sums in your account.

I don't, I'm looking for someone to help me make stuff.

Hi, does anyone know a clothes/dress making school/college in Chiang Mai. Google search only shows what looks like an international school (which don't answer their phone) Tried google translate, still not finding any Thai schools. I'm sure there has to be a few. Thanks.

Does anyone know where to purchase kratom and kava in Thailand? Looking online, I can only find options from overseas. Also, I know kratom is now legal, is kava? Thanks

How about putting this time, effort and money into cleaning up the air pollution for 4 months of the year up North?

Oh, didn't realize. For insurance purposes, I would probably have to go through a doctor.

Hi, does anyone know where to get TRT prescribed in Chiang Mai?

Any update on this Thai taxi driver in Pattaya? Kicking someone in the head while they're on the ground, attempted murder, right? Please tell me he's doing time? Happened just over a year ago.

What's next, "I've got AIDS" t shirts?

Bring out the gimp

About time, back to a realistic level.

I'm trying to get my head around the condo property market in Chiang Mai. I've been here over 8 years, and rents have either gone sideways, or over the past year, down another 20%+, there's just an over supply, and a pandemic! I bought a condo in an old building in 2019 for 750k, renovations, furnishing, total came to roughly 1mil. Pre-Covid rent, 7,000pm. The same condos were selling for 500k back in 2015, and the rents were pretty much the same. Rents have now dropped to 6000k, but the price of the condos have gone up. I don't really understand, is this just Thaiconomics? (assuming rented for a full year) 2015 ROI - 10% 2019 ROI - 8% 2021 ROI - 5% One recently sold for 1.2mil, fully renovated. There's others in the building looking for 1.3 and 1.4.... for the past few years, so I guess 1.2 is the limit. What's going on here? Are prices expected to jump once things get back to some sort of normality, which could be 2 years away. A target ROI in the west for a rental property investment is 10 - 15%.... Is 5 - 6% considered ok here? On one hand its good, my property price has increased, but on the other hand, not so good. I was hoping to pick up another one, but a 5% ROI is pretty crappy.... unless these buyers know something I don't?

I've searched on here and some say you need a prescription, some say you don't... I know things have changed over time, so maybe it is legal now? A friend recommended it for anxiety and insomnia, https://www.cbd35.net/en/shop-cbd/cbd-oil-tincture/cbdistillery/cbdistillery-cbd-oil-tincture-full-spectrum-1000mg.html