Patrick Mills

I would suggest Thai Life Insurance Company, they sell medical insurance, we have been here 8 months, 6 of those months without insurance, we found this insurance though our relatives Thai people, but they have a few expats that have been happy with the price and service. We decided to just get hospital and emergency care only, we are 62 years old and we paid 1400.00 a year US money, it will also pay for travel insurance, but no prescription, doctor opp. blood test, or dental. But all of those things are cheap by American Standards. We just had our teeth cleaned for 30.00 US, ear doctor opp for 15.00 US. prescription are cheap 5.00-10.00 usually. If you want more information about this coverage I can give you there phone number and name of the person, who handled us. They will insure you till you are 90 years old, and they can never cancel you. Good Luck Patrick [email protected]

People are just lazy and don't care about how there country looks. Recycle programs are slow coming too, but if you can sell plastic,metal, aluminum, glass, paper, and cardboard back, you could put food on the table and clean up the country at the same time. Just a Idea.

I just wondered how many ARA, gun loving real men have made the same mistakes? After a 6 pack of beer, they are pumped and drunk and will shoot anything that moves. What comes around goes around.

My wife and I have been here 8 months, we are retired and have ample income, we tried many banks in Thailand, including Citi Bank Bangkok, no one would issue us a card without holding our money in a separate account. We finally chose Bangkok Bank, put down 900.00 US and got a credit card with that limit, they have raised the limit once so far to 1500 US. We only use the card to pay our bills, TOT,True Vision, Ais, and so forth. We hope in the future we will have a high enough credit limit to be able to use the card for airline tickets.

Hope they continue to keep up the Good Work, and return Thailand to the way it once was, the reason we all live here. And the reason we all moved here to begin with.

Retired from San Francisco, California, happy married 30 years, still in Love, Hope for long healthy retirement together.

I would like to know if all of this stuff has anything to do with the immigration, I am here on a retirement visa, but I was hoping to visit the US in Sept. Oct. this year. Does anybody know if this will be a problem with leaving or returning to Thailand.

Regardless who you are, you still have to jump though the hoops, it is the Thai way, don't like it? you can always return to your country. I always make a opp. but sometimes I just get shuffled around from one office to another, and not one person ask the same questions, finally after being here 6 months on a retirement visa, I find out that I have been reporting to the wrong address, instead of Bangkok I should be going to Nonthaburi, which is where we live. So now I have a 1 year visa, but have to check in every 3 months to show proof of address. Inconvenient if you want to travel anywhere else in the world, because you know you can't go very far, or stay very long anywhere. But that life if you want to live in Thailand. It's best to just get used to it, learn to relax and enjoy life.

We have always had rescue dogs in the states, we live in a condo now, but we see the poor dogs in the streets all the time. We have only been here a few months, there is so many people, children, and animals to help. We do what we can for everybody, every little bit helps. Just do the best you can to help, you will get your reward. And Thanks to everyone for being Humane.

My wife and I retired to Thailand in October 2013, we did not have insurance till just last month, we paid cash for simple hospital visit's. very cheap 15.00-30.00 for doctors visit including pharmacy. We looked at Bupa, seems good but expensive, we are both healthy so we went with just hospital care and emergency care, and for travel insurance it works also, everywhere except the USA. My wife pay's 17,000 Baht 510.00 US. I pay 14,000 Baht. 420.00 US. a year. plus they guarantee to cover you till you are 90 years old. Since it is so cheap I would advise you to safe some extra money for small problems that might come up. Hope this helps and Welcome to Thailand. www.thailifeinsurance.com

Thai Life Insurance/ they also have life insurance, that comes with the policy. 500.00 a year for 20 years, then they return it to you with interest.

If we have a Civil War, will it be safe for the expats to continue living here?

There has to be some control, on people taking advantage of the system, they should be forced to jump though the hoop's like the rest of us, if they want to live in Thailand.

Thailand is just busy making enemies with good countries , while bad countries destroy this country.

Civil War is coming, prepare yourself, it won't be pretty, but maybe it is the only way to get the right changes. No one wants it but everyone is going into that direction.

If we have a civil war will the expats be asked to leave the country? Or will they still be safe for them to live here?

First of all I would had gotten Health insurance in Thailand, very cheap, name is Thai Life Insurance, they offer Life and medical very good policy for 1/2 what you would pay for 1 month in the US for the whole year. Then I would have my SS check deposited in a US bank and wire the money to Thailand once a month, am just not 100% comfortable with the Thai banks. Good luck.

Buy from Home Pro, excellent service and Quick. They might be a little more expensive, but worth it in the long run.

Are we a 3rd world country? Why can't we supply electric, and water to these people. Why make it so hard for people to live.

My wife and I were refused financing on a new Subaru, they said we had to be working, even though we have retirement income, that's way more than most Thai's make. So we had to move 40,000 from our retirement account to pay for the car, we had never spent more than 25,000 on a car ever. We are from the US. and we always bought our cars preowned, our last car was a Lexus GS 300, we loved that car had it for 12 years, 180,000 miles on her, paid 24,000 for it, when it was 2 years old and had 24,000 on it. We would still be driving that car if we had not moved to Thailand. The Subaru would had cost us 25,000 out the door in the US, so we paid a additional 15,000 tax for the same car. And it doesn't even drive as good as a 12 year old Lexus did. Oh well such is life.

Just another waste of money, if you want tourist, try cleaning up the pollution, the dirty water, canals, dirty streets, and empty lots full of garbage. Then the tourist will want to come. Do it for the people who live here, and remove the eye sores for the tourist. Do you think you can? or is this just to much to ask?

I just hope that justice is done, and done right, no pay off's, and no fines, just one death for another. Public Hanging for these kinds of crimes would make the most sense.

Just common sense stuff, see if you can go solar, use cement or brick to keep the house cool, lot's of tree's , drip water system for flowers and garden, holding tanks for rain water storage, ceiling fans for inside, and outside porches, double pane windows to keep it cool and quieter inside, stone floors, self contained built in cabinets, beds, etc. Good luck sounds like alot of fun.

I retired here in november from San Francisco USA, we are use to droughts, conserving water, not pouring water at restaurants, the 3 minute shower, wet, wash, wet, turning water off durning soaping, no watering of plants, recycle water for garden, not flushing the toilet every time, no washing the car,no refilling of swimming pools, and so forth. If we did this everyday, we would not have to worry about a drought. Think about it. Save the rain water in containers for another day.

I think people should be able to eat what ever kind of meat they want, as long as it's not people's pets, and as long as the animal does not have to suffer. Skinning animals alive should be treated will extreme measures, perhaps losing fingers, or castration, and more severe cases, why not hands and feet, oh and you should do this while they are awake and with out medication, that would be fair. But education would be the Best Solution for everybody. A westerner from the US.

We don't use credit cards from the US very much, but when we do we use Capital One without any problems. We also have our retirement coming through Citi Bank in the US, and then we wire transfer the money to Citi Bank Bangkok, Thailand, they charge 30.00 for the transfer unless you have a gold account with them, in that case it would be free. Citi Bank will allow you to take 1500 US out of the atm every day with out a fee, no mater where you pull the money from.