Pestell

When I did my Thai pass back in December each jab was entered separately.  You had the chance to upload a letter and then the QR code for each jab.  If there is not space for 4 just leave the last one out.

If you are flying with Emirates it is now 48 hours before departure.  Dubai requirement!

TransferWise is regulated by the FCA (not that makes much of a difference - eg RBS Etc). But it does give some comfort.

I have decided that I am going to use a combination of cash when we travel and TransferWise but keeping amounts to say £10k max (just for security etc). Works for us as we are paying the builder in stages over the next 6 months. Many thanks for all your comments

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I tried a TransferWise transfer yesterday just to see what the process was like. Only £50, but the rate was 0.5 baht better than any local bank rate. Ok £1.90 cost to send it - 3.8% of the sterling amount (higher percentage than if I had sent say £10,000 which would have equated to 0.5%). Very easy process and the money was in our Thai account in 4 hours!


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Holding sterling in Thailand is also not a bad call and then just move when the rate is favourable ! I am hoping that some clarity on Brexit may push the £up but it could go the other way of course - tempted to move 50% of the cash now and the rest later


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Summarising it would appear that cash / swift is best option for larger amounts although cash has its obviously pitfalls. Transfer wise for smaller amounts (like previous comments I am a little nervous putting a lump of cash into an online currency portal. Not sure if they are FCA regulated etc (I will check). Thanks for the suggestions / comments - much appreciated


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Thanks both - useful info.  We already own the land and are paying a builder in stage payments so I may not need to prove source of cash (not that it’s an issue!)

Also Could send in tranches - I calculated that the exchange rate difference alone gave a benefit of £1000 over and above the local rate offered by the Thai bank.  (This was from rate quoted by Transferwise)

I am about to embark on a property project with my Thai wife, and need to move a more serious amount of cash from the Uk.  We have historically just used her Lloyd’s bank account but this has been for smaller sums (sending money home / holidays etc).  I saw Transerwise mentioned and they seem to offer a decent rate but hit you with a higher fee.  Any other suggestions?

Thanks in advance