Robert24

On 4/23/2019 at 9:37 AM, Stanley78 said:

Yea I discussed it some more with my wife this morning and decided to just go ahead and renew for 20 years with the 40k small discount (960k instead of 1m THB).

 

Just to get it over and done with for the next 20 years.

smart move. I think I will do the same when mine expires 2 years. 20 years for 960k is a really good deal. 

the volvo xc40 is a small car, you cannot compare it to the Fortuner, Everest or Pajero. the XC90 is comparable in size. 

Looking for advise on a purchase of a single cab pick up for my business. Having looked at the different models, I would be interested to here people's views and experiences. We mainly use it for transport purposes for my business. Also anyone knows why the Mitsubishi Triton single cab is about 100k more expensive than the equivalent from Nissan?  

At the moment this is an issue i have with some folks here...not going down too well, farmers have dogs OK no licence no collars and left to wonder willy nilly around the towns and villages..today a local dog gets the chop on a near by highway..owner of pooch distressed and lots of bits of a modern car lying around..i asked if the owner of the car could be covered for such damage...i am now OFF the flavour of the month here...your shout !

that is extraordinary.   wish I could duplicate this. only 150kg of food to gain 95kg.  very profitable indeed. I'm about 210kg and thought that was ok.  love to know how many bags/grade he is giving them. 
I friend of mine who has been doing this for about 9 years has changed his feed program and only giving #2 feed and #4. Says he has seen no difference in growth rates but saving considerable money.  I am still pretty much following the feed company guide lines but still making onsite decisions based and growth and body score.

It is just around 55 pigs but it is not about what is "quite ok", rather correct price. We need to know if we get rip by our feed dealer.
 
55 pigs á 200 bath = 11.000 bath going in someone else pocket. I prefer into mine pocket.

North of Korat. A week ago we sell at 55 to buyers in korat and 57 local. Now when CP have raise its base price from 48 to 50 and many regions also raise there price. Our buyer still tell us that it is no change in price. I don't know what to think.

Local price is between 53-55 baht. Where are you based?

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

To my knowledge yes, but I never registered any myself; however the lawyer I mentioned were experienced in foreigners and property, i.e. the law firm's main business. But I know that if a foreigner hold a land deed as security for a loan to a Thai declared in a standard loan form, a court will rule in favor of the foreigner.
 
I mentioned it, as some foreigners may wish to secure their property "investment", and that could be one way to do it.

Your wife should make a will in Thailand – also advisable for you to do for your Thai belongings – in which she gives you the property (land). 
 
On the land you can declare a Usufruct at the Land Office, giving you the right to use the land for either 30-years, or for the lengths of your life. Furthermore, if you're building a house on the land, you can declare a Superficies, which gives you right to build a house on the land; a foreigner can own a house, but not the land under it. When applying for building permission, make sure that it's issued in your name only, and that all architect drawings, and building constructor contract, and all bills, and money transfers or receipts are issued in your name, as they are your proof of ownership.
 
In case of your wife's death, you'll have 12 month to sell or transfer the land; however the Usufruct agreement will still be valid, even the land change owner; i.e. you can stay in the house you own, even the land is transferred to someone else, for example a relative of your wife (might be difficult to sell a land with a Usufruct servitude, and you probably don't want to be worth more dead, than alive).
 
A Usufruct agreement might not secure you in case of a divorce, as contracts between husband and wife in some cases can be declared void.
 
You can read more about Usufruct and Superficies here.
 
My lawyer mentioned, that when "investing" in land and/or house, one can make a loan agreement of for example the full "invested" amount, and have that loan declared as a mortgage servitude on the land at the Land Office. Then the land cannot be sold, or transferred, without the loan has been fully paid, including eventual interest.
[emoji846]
 
 

Power of attorney. Land office has ready forms to fill in. Straight forward.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

Sorry can't help with mortgage brokers. But from my experience banks look mainly at your wife's income situation and credit history to determine the level of leverage she can get.

As for your business proposal, I'd be cautious as to what kind of returns you can get from this. I've built a student apartment complex which works well but returns are below 10% p.a. and bear in mind I don't have any debt to finance on it.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

I agree with people who suggest to rent first in a potential condo or area you like. Don't rush into buying. I'm considering moving to Charoen Krung road. I like this area better than the other side of the river. Some very nice developments being completed such as the Room 30 from L&H.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

What are the advantages of having a PTT Blue Card?
 
I've made a search but haven't found anything. If there are other threads on this topic, I apologise and hope someone can point me to the right direction. 
 
Thank you

You shouldn't loose more than 50 BP (or about 10,000 baht on 2m baht FX). I would put it in your name and transfer funds in-/out- of country.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

Is there any advantage of having a Kasikorn account over my Bangkok Bank account?

I think people here struggle to look objectively at different models. They say one is rubbish and love the other etc without given all the pros and cons of the different models. I.e. saying they don't care about resale value, weight, fuel consumption, dealer network etc etc doesn't help any buyers making an informed decision.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

Who cares. I bought my Everest as I like it (strangely enough) I didn't buy it as an investment and franlky don't give a monkies what it will be worth in 5 years compared to a 'Tune'....live a little man.

Got 39 ready in 3 weeks just sold 4 we had left yesterday got 48 baht every butcher in and around our village is 48 baht I live near the buriram airport in a small village 

48 baht in buriram area still anyone near buriram getting more? 

 I could be happy with either, but the Honda just felt better made...
 
Honda  cvt really rules it out for you ...pity

FYI, 60 finisher sold to korat at 67 bath/kg to be picket up on Wednesday.

Price now announced 63 baht for Issan, up 3 baht. You should be able to easily sell now for 55/56 baht or more.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

Price now announced 60 baht in Issan. So you should be able to sell around 53 baht or so. Wait until after next Buddha day on Sunday and it might go up another 1-2 baht.

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

Fortuner 2.7  2005 - Replaced the original fit Bridgestone Duellers at 167,000 kms when the first of the tyres showed down to the treadwear bar. I always check and adjust TPs to recommended 30 psi each week and get dealer to rotate tyres (not spare) every 20,000 kms. I avoid harsh acceleration and braking and kerb bashing and  get long life.
 
The calendar life is debatable and manufacturers recommend replacement after a certain number of years installed. I ignore that and examine my tyres weekly to assess condition. Always parked at home in the shade.
 
I don't rotate my spare and it is used only as a puncture replacement to get to the repair shop after which it is relegated again to spare. I have a selfmade opaque PVC tyre cover for it as under-car protection when in the stowage,
 
Car now 13 years old and on second set of Duellers. Toyota agent pointed out the tyre age (sidewall date) at last service and offered new tyres at a laughable rate. thanked them for pointing it out (first time ever) and told them I would assess the need.