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Chongalulu

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  1. No they haven't got a leg to stand on..
  2. The American changed his mind at the last minute leaving the horse stood up at the altar . Hence the long face... šŸ˜¢
  3. Actually he received d the brown envelope sent to him excitedly opening it , rubbing his hands in delighted expectation šŸ¤‘. Inside were his nameplate and photo. He's still trying to rub the spittle off as we speak.. šŸ¤¢
  4. Ah,the perils of making an @rse of yourself by failing to prove read. Wait for it, let's see who falls into the trap! šŸ˜œ
  5. Is there a single comment on this thread that hasnā€™t largely been said already in interminable threads on Thai RTA ? šŸ’¤
  6. You are of course correct about taxes which distort prices. Actually domestic U.K. wine is more expensive than say Australian. U.K. really doesnā€™t have the geography to efficiently produce wine to compete with the likes of Australia and southern Europe (I worked in the industry). It costs more per bottle to truck a container across Europe to U.K. than a shipping container on a ship from Australia to Southampton docks!
  7. You donā€™t really understand the mathematics. If I charged you 5% p.a. on a loan of Ā£100 you would pay nothing back until the end of the year when you would pay me Ā£105 . That is true APR and how your bank pays interest on a savings account . If you started paying the loan back via monthly payments say over a year then clearly you havenā€™t had the benefit of borrowing Ā£100 for a full year,thus you are paying a higher interest rate. If you need that explained in more detail I suggest you google it.
  8. No matter what your salary,or even if you're on unemployment benefit in UK everyone pays the same . Wine here is double the UK price
  9. As another poster pointed out that is not APR (true interest rate) Briefly by halfway through the repayment period you've repaid half the capital but still being charged interest on the whole sum. It roughly works out at double the quoted sum. But at 4% real rate that is still good and beating inflation,so you are actually ahead !
  10. Yes there is. I have Bein sports for 1000 baht whole season. This morning I simply went onto the video on demand catch up which has no spoilers so effectively it was live for me at a convenient time. I watched both matches not knowing either result beforehand. They have the FA cup too
  11. Something of a food connoisseur I notice. Wish I had the money for beans and spam then I could throw off the shackles of my taste for Milano salami ,Black Forest ham and Camembert that Iā€™m stuck with buying from Foodlandā€¦
  12. 30 baht per litre of diesel or thereabouts Iā€™ll take all day long thanks. More than twice that in Uk!
  13. You sound white and entitled. Go back to the nanny state where your mummy gave birth Do let us know when your mummy finds out who you father was - or can reduce it to half a dozen optionsā€¦. Oh ,mummy dropped you on a stranger's doorstep ,did she? Never mind ,perhaps you were brought up by soi dogs?
  14. Along with grapes raisins and sultanas are toxic for dogs
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