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BarrieSawadee
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Posts posted by BarrieSawadee
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Hiya all if anyone is near Udon Thani then a Place called JB Guest House and Sports Bar just outside Udon Thani City Centre is theeee place to go for a Good British Indian Curry (BIR).At the moment they have Chicken Curry,Chicken Madras and Chicken Vindaloo.They also have British Plain Pompadoms and the Currys really are the Genuine article.I know that their Menu is going to be added to soon with Chicken Bhuna,Chicken Pathia and British Style Onion Bhajis.They can also make any Curry Super Spicy if that is Your thing.As I said this place is also a Gust House with a nice Swimming Pool which is handy as their Curry is worth Travelling for.
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Hiya all if anyone is near Udon Thani then a Place called JB Guest House and Sports Bar just outside Udon Thani City Centre is theeee place to go for a Good British Indian Curry (BIR).At the moment they have Chicken Curry,Chicken Madras and Chicken Vindaloo for 195 THB including rice.They also have British Plain Pompadoms and the Currys really are the Genuine article.I know that their Menu is going to be added to soon with Chicken Bhuna,Chicken Pathia and British Style Onion Bhajis.They can also make any Curry Super Spicy if that is Your thing.As I said this place is also a Guest House with a nice Swimming Pool which is handy as their Curry is worth Travelling for.
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Apparenrly theres been trials with canaboid and it actually fights and reduces cancer tumors, there was an article in the uk guardian a while bac about the only uk licenced growing place/ garden/ lab
rijit
Yeah unfortunately that Lab is for the Pharma Med Corporations.
It has been proven officially on Mice and in Petri Dishes and Unofficially on Humans that Cancer Tumours,Epilepsy and A Miriad of other diseases are all dealt with effectively with CBD "in an oil extraction form).It is also a major preventative of all said diseases.
Not just Marijuana because industrial Hemp also has the required Cannabinoids i.e CBD being the essential one.
THC (the Psycho actiive Cannabinoid) is under 1 Per Cent in Industrial Hemp although there is an argument that says
that some THC is needed for the CBD to work efficiently.Remeber there are 84 known Cannabinoids already which already show signs of doing good.
Grow Your own Meds instead of paying Millions form the Pharma Med Corporations/Governments
None of the above was copied from Google :-)
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You will never know unless you give it a go.
Although a lot say take it slowly,infrastructure will cost alot more to build in 5 years than now.
Make sure you get hi-speed internet and generator for power black outs.
Its all about trust and i'm sure you wouldn't consider moving here if there was none.
600,000 a year to live is realistic.I'm nearly your age and been here 11 years but have outdoor hobbies.
Hiya farmerjo
Really nice to hear this even though the other posts are all seriously wise advice
That is one of My reasons for asking I know that building costs etc.are going to rise as well as the cost of living here
Internet deof and Yeah good call on the Generator
Would love to ask You some questions on PM some time I don`t suppose You live near Udon Thani do You ?
I am an active person when I want to be I train everyday and no not in a Gym just literally Me and a field love My motorbikes and to be fair I love being around the Thais it doesn`t all have to be about deep and meaningful conversations I have laughed for hours with them without having to know every word
Cheers for letting Me know that You have done it at a young age as well Man
Barrie
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^^^^, Learn to speak and read Thai, then you will understand, where did this figure of 3 million baht come from, who quoted it?
My best advice to you, come here and rent a condo in On Nut for 4k baht per month for one year, enrol at some place like UTL language school for one year, it only costs 6k baht per month, your mrs can get a job in the Yam Yam factory earning 12k baht per month while you study.
What kind of land did you actually buy, was it legal to actually buy it?
Never yet met a Thai who didnt have land somewhere upcountry, thats from any one my Thai friends from Buriram, Surin, Ubon, Nakon Nayok, Lam Pang or Nan.
Never mind press on, this is like watching the Titanic, I dont need to watch to the end to know how it will finish.
If your girl wants to live like a farmer, why doesnt she take up with a local, at least they share a common language culture and values.
Wait til the locals get started on her, if he loves you why doesnt he buy you a car etc etc etc.
Hiya again
You did I think anyway.On post 60 "3 Million THB on a House BS" I am just unsure of why You would say that
The land is 3.5 Rai the 1.5 Rai at the rear is Rice Land The 2 Rai at the front has been raised already 2 Years ago 2.5 Metres or so and is effectively fronting on to the Road/Street right Oposite quite a nice Temple
and Full Chanote for sure
Please realise that My relationship with My GF certainly doesn`t seem like most on here judging by their experiences/attitudes I do wonder why some of them are actually still in Thailand
She actually has Money of Her own,She didn`t grow up with Her Parents or any of Her siblings She grew up in Chaiyaphum with Her Grandparents and to be fair had a pretty hard Life that is why She is so strong now I think
Her Mother/Siblings know this and this comes across so strongly when We are with them.She owes no-one anything attitude that is Her way and no it is not a buffalo story
I have probably read all of the bad luck stories on here and I am well aware of those pitfalls
Titanic My ass does everybody fail then even doing it this way ?
She doesn`t particularly mind I would like to though and it really isn`t Living like a Thai farmer Farmer.Farming 1.5 Rai of Land and some of that will be a pond and Having all of the Western House Luxuries that I choose
We are not on an actual Thai Village as such either Oh and She doesn`t drive
Fair questions though
Cheers Barrie
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I would not be selling a house in the UK if i was in your shoes(not this early on). staying in Thailand for a few months is fine but at the tender age of 45, can you see yourself living the lifestyle you describe for the next 30+ years, i have stayed with friends in that area, most were around 60 and frankly they were bored, most had been there 5+ years. It also depends on your skills, can you get a job if you return to the uk, at 45?, Also if things did go wrong a few years down the line, the 30 lease on the building will be a millstone round your neck,unable to move on or sell, you will be leaving with nothing. take your time,
Hiya Howerde
Thanks for all of Your comments
I understand Your point in regards to Lifestyle the thing is I have never been a Materialistic person even though I could have been.I really cannot stand the ways of the West anymore and that has been happening for Years as well.
Every bit of time I have spent in Rural Thailand I have felt totally at Home (Climate/Pace of Day/Chores to do etc.The boredom thing however is real and I accept that even though I am very good at amusing Myself and finding things to do.
As far as the Land Lease goes I have always said and accepted that the Land and House will always stay with My GF no matter what as far as I am concerned that is the least that She deserves and I really mean that.
Everything that You have said were already on My list and I am still giving them all serious thought
I am just thinking that I would rather spend some Younger years in Thailand opposed to only Experiencing it at an Older age and the renting option will probably mean staying here even longer
Do you think the renting option is really an option now i.e. would I have enough in total
Cheers
Barrie
With reference to money, i would not be moving to Thailand unless i had 80000-100000 per month, not including health insurance, i do not like eating basic food, ie sticky rice and some veg, i like to travel holidays etc etc, i think you will find yourself trapped in village life with people you have nothing in common with, keep the house in the UK for now and see in a few years time, never under estimate the pressure your GF will be put under, by her family, remember what is yours is there to share, you are joining her family. think communal living. good luck with what ever you do
Cheers Loads
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You did ask for advice and as you say my advice comes over rather bluntly.
I have though 13 years of experience of living in this country so I have faced many of the pitfalls.
One of the things I thought about after I had posted was again about your finances.
You say you will have 250,000 baht a year to live on, then in your last post you say you will be able to live on 7500 per week.
7500 x 52 = 390,000. OK I did read where you say you might have up to about 350,000.
As I read your OP I take it that you have bought and paid for your land so does that mean you have to pay for the house to be built out of the 40,000GBP you have left? This will deminish your reserve by quite a bit. Have you any estimates of what a house + pool will cost to build?
While talking about house building, have you any builders in mind or to put it bluntly again, have you ever tried to find a competant builder in your area or indeed an electrician, plumber or pool builder?
OK you can put up with the weather, you can eat crappy food, now you're telling us you have health problems with your circulation. Have you thought about the cost of health insurance? Have you thought that they do not have the best hospitals in Udon?
You talk about the UK housing market in "boom and bust!" That's what it has always done but after a few years it always ends up higher!
Buy a house here today for say 2 million baht and in 10 years you will be lucky if it's still worth that!
As for KODI, I have heard of it but of what use is it unless you record most of the stuff? Remember we are 6 hours in front of the UK so if I want to watch something that's on at say 8.00pm. in UK I have to get up at 2.00am. ! Yes, there are some programs on during daytime, mostly sports.There is a way around this by downloading torrents which is the thing I do. I can watch them then at a time convienient to me. I can watch programs from all over the world at a time that suits but even so there is still not a lot worth watching!
Anyway, I think you have already made up your mind and you will not be put off by anything we tell you.
PS> Just caught your last post, you ask how much would surfice.
I think a minimum guaranteed amount of 1 million baht a year from a pension or something that doesn't fluctuate ( only as regard currency rate )
A savings minimum of 50,000 GBP after all expences paid.
I know people exist on less especially in the North East but that is it, existing!
I still say "DO not sell your house in the UK !" If that means you cannot build your house + pool then rent for a couple of years!
It is NOT the same living here as coming on holiday!
Best of luck, we have tried to give you advice!
Hiya again Monsieur Happy
If you thought I was being ungrateful/sarcy or anything negative at all towards you I really wasn`t everything everyone has said is like gold to Me
I know that I have been coming across single minded etc. I am just putting as fierce an argument up as possible in order to get as many of the answers and opinions as possible
to be fair I have been taking it on board because I am already realising that I am going to have to wait for about another three years and I will be in a much better situation then as well
Could put the House on hold and may be just develop the Land and invest the money in the mean time
Regarding the sums though I meant 250000 THB Nett annually plus 40000 GBP in the bank a little bit of interest off that and some other minor incomes I know it is close that is why I have posted the question
Yes Land is paid for and there is an additional 60000 GBP for the Build I just put that I had a house because the money is already budgeted for that
As far as house builder goes I have already got that sorted I have gotten really lucky on that one Site Manager etc.
Boom and Bust I meant if I wanted to sell the House then I might not have timed the market right and be stuck with it when I wouldn`t want to be
House value in Thailand honestly it isn`t as an investment it goes to the GF anyway and I have no problem with that I think that it would be hard to sell anyway
Fair point on steady income I do think that 500000THB would be enough and 1000000 THB for us honestly I really do enjoy the simple way
Regarding health I didn`t mean it as that serious My body has just always preffered warm weather and not cold since My childhood may be I should have put cold blooded
Really cool that you use torrents yeah that is defo a better way I know that some things are worth watching live though whatever time they might be on
And the Health Insurance is in with that budget if I have got My sums right
I know what You mean about not selling the House it`s just I worry about any problems/commitments towards it
And the Holiday thing really is something that I have gotten accustomed to as much as I ever will without Living there
And honestly again everyones advice really is being listened to and not wasted in anyway
Cheers again
Barrie
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Not enough. You need another income source, an active one.
I doubt you will find any work worth getting out of bed for in Thailand, never mind 20 kms outside Udon. (e.g. teaching for 25,000 Baht a month) So you need to try and make money off the internet. It is easier than you think but you might need to put in 6 hours a day to make a few grand a year.
I have a simple spreadsheet I made in Excel to show you don't have enough.
Also I think your net annual returns of 250,000 Baht from house rental is optimistic. There may considerable expenses to factor in, such as repairs, and periods where a tenant cannot be found.
Hiya Briggsy
Sound advice as well Sir I Thankyou
As far as internet goes I am already on that one Websites/Youtube Partner/Editing Studio and Camera/Adwords/AdSense/PPC etc. I wanted to keep those incomes seperate and Hopefully Non-Dependable.
The 250000 Baht is actually a Lower Figure I would probably get Closer to 350000 THB Rent which still causes Me concern I.E. House Maintenance/Vacant Property.
Something I have also been Looking at is Foreign Currency Accounts Which the Bangkok Bank Offers.
If I am correct in thinking I could Theoretically Transfer Funds To and Fro when the Currency Excahange rate is advantageous I.E. in the Past 8 Months the THB has Gone from 45 THB to the Pound to 55 THB to the Pound that is a 20 Per Cent difference Twice Up and Twice Down in that Period of Time.Using My funds I am hoping that this might actually be a Possibility
Cheers
Barrie
Barrie
I would forget about the currency speculation. That is not going to work.
Here is a graph to show you why.
The chances of there being 4 20% swings in a year and you successfully predicting them all are zero. Do you understand what the fees are? Can the a/c be operated online from Udon? Etc. Forget that, no chance.
I would like to see how you expect to make 350,000 Baht profit on renting a house in the UK that is worth £110,000. If you are lucky, you can rent that out for £600 a month / £7,200 a year. Then deduct tax, management fees, maintenance, repairs, bad debts, periods of vacancy. tenants ripping out the ceilings to turn the place into a skunk cannabis factory, etc.
As I understand it, you will be financially supporting yourself and your partner. That's 2 people. Even living frugally, that will be a spartan existence.
Looks like you are determined to try. Why not?
But with these figures, you will be going home after a couple of years worth a lot less than you started out with.
Best of luck whatever you decide
Briggsy
Hiya again Briggs
My understanding is that I would use an FCD Account (Foreign Currency Deposit Account) with the Bangkok Bank which will run alongside My Savings/Current Account with them
as long as I have got I think it is a Minimum of 2000 Dollars in it then I can Transfer funds in different currencies from account to account whenever I want using there I-Banking (Online Banking) facility
for no fee at all (for the currency exchange) meaning everytime I transfer I could be making money with currencies in both accounts that would just be sitting there anyway.
My plan with doing this is strictly a bonus and not anything that I would depend on totally (hopefully)
My worry with renting out is exactly that that is why I am wondering to sell or not and be in some sort of control over My money
The existence would be Spartan yes although I am building a pretty decenthouse with pool so I will have some comforts and we are both keen cooks
I am the kind of person who can sit in a field for hours just thinking and that's free
I am determined yes and I have always had to be in life although your realism is welcome if not a little upsetting
What sort of figure would You say would may be be suffice
and thanks loads for all of Your advice
Cheers
Barrie
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I have to assume you have a Thai lady first.
Before jumping in financially make sure the relationship is rock solid (the rose colored glasses come off).
Once the relationship is time tested then commit yourself a bit more financially but only as much as you can afford to lose should things "go south".
This is Thailand and many farangs get stung badly the first time around. (some many times)
New car, motorbikes, house and land all at once sounds like a giant leap of faith for a newcomer to Thailand. If you proceed get as much as possible in your name or under your control.
Don't burn your bridges in the UK until you are very comfortable with your relationship and Thailand - conditions can change.
At 45 - visa options?
The 30 year lease wouldn't be fun if you were surrounded by a bitter family - it may even be hazardous to your health???
Hiya Gerry
Thanks for all Your Info
Yep She is a She even checked for the Ex Kathoey and everything
Fortunately I have been reading these Forums and other sources of information for Years now and every time We are over there
I am testing the situations over and over
I know things can change I do currently though have an awesome relationship with all of Her Family
Yeah I accept that with the Vehicles I just feel I will need Transport and generally in Life if I am going to do something I do it Full Commitment (I even know where I am doing My Monk Hood already
)And My Thai is Nit Noi and getting better
She to be Fair has always wanted Me to wear the trousers unbelievably and insists on things being in My name etc. and I fell in love with Thailand Years ago and nothing has changed through time except for I love it even more
We bought the Land about 20 Kms away from the Family just to have some space (would that ever be far enough ?) And Visa options Yeah not many at the Moment just Marriage Visa and Visa runs I guess
Do You feel that I would be able to make the move in My current situation though ? and I really do take on board everything You have said
Cheers Barrie
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Rather than sell your property, is renting it and using the income an option ?? That way you've got both an income stream, and the property in the UK should you ever need to return (medical treatment ??). Good luck, SM
Hiya SM
Thanks for the reply
That was one of the scenarios in the original post
I am just a little bit worried about any problems with the House/being Vacant at times etc.
As far as Medical things go I was hoping to use Medivcal insurance and I have heard that the Medical Treatment Standards are quite high over there ?
Do You think that I would not be Crazy either way if I made the move in My current situation ?
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Be careful about burning bridges to your home country . I did it , sold my house but regret it now even if I have interests and enough money in the bank ,
Just rent out your property and live on the income and interests,
Hiya balo
Thanks for the reply
We would intend to fly back once a Year as I have got a lot of Family over here(Accomodation to stay in
)Are You saying that I would not necessarily be Crazy to make the move in My current circumstances
Cheers Barrie
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Oh dear oh dear....so you are not married? and you have bought the land in your gf's name? Don't sell your Uk house, If things go 'belly up' with you and your gf, you will need your house in the Uk, you will own nothing in Thailand....just be careful what you buy out of the marriage, it will be very difficult, if not impossible to get any of it back....chok dee
Hiya Ghostnigel
Yeah fair point I ain`t quite that Mad Yet though
Put small deposit on Land which We are Paying up in Full on Our next Visit also intending to Marry then
We have been together for quite a Few Years now and We do know each other pretty well
I am unsure Whether to Marry just before Land Purchase or after though Your Thoughts ?
I read somewhere that it was better for Me if things went wrong that She had Possessions before We Wed ? doesn`t sound right to Me either
30 Year Lease Will also be put in place at time of Land Payment/Signing as Well
Cheers Again
Barrie
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No GF not Working Possibilities with earning some Extra Income though.Extremely Low Maintenance She always has been and that`s Living in the UK as Well.Just worried about Problems with Renting out accommodation and having it Vacant at all.
I think that We could Probably get by on Interest alone it`s just obviously a long Term thing without really knowing the Future Economy Etc.
I know I am just Wanting Christmas to come early and all and I really don`t expect to return back to the UK to live again
Thanks for Your reply though
Cheers
Barrie
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Hiya a bit of advice needed if possible Please
I am not sure if I have posted this correctly so My apologies in advance
Ok this is My situation/Question
I have recently bought 3.5 Rai about 20 Kms outside of Udon Thani
I will be building House,Pool,1.5 Rai for some fresh produce and Fish for Personal Consumption
Solar Powered Pumps for Watering the Land and For The Main Well
1 Jeep and 2 Motorcycles
all of the above will be already Paid for
I will be 45 next Year and I have a Fully Paid For Property in the UK worth about 110000 GBP and about 40000 GBP in the Bank
Do any of You think that I would have enough to Live on for the rest of My Days if I
1 Rented My House in the UK out for 250000 THB Per Year and used interest/Played the Currency Exchange/Minimal Risk Investments (Headaches to come with renting ?)
2 Sold My House in The UK and used interest/Currency Exchange/Minimal Risk Investments
I eat Issan Food and pretty much Live the Thai way Except for some Western Comforts in the House and I don`t drink that much at all these Days
I Woiuld Hope to Live There in about 12 Months Time
Your thoughts Please I hope that I am not being that Naïve
Kop Khun Kap
Barrie
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Personally I quite like it.
Yes a Little Bit Cheesy However while being Cheesy thay are showing different angles of Thailand and it`s Cuisine and in particular getting it over in a Tongue in Cheek Way and a Not So Serious LOS Way.
I Thought they were aiming at Wealthier More Sophisticated Visitors these days and I don`t think this is the correct approach for That Though.
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Ministry updates list of high-risk destinations
in Thailand News
Posted
Visitors and Thai citizens returning from the high risk areas will be subject to 14-days home quarantine, even if they are cleared of the disease, unless they have permission from health officials.
To be fair it does say "Visitors"