BertBert

On 5/31/2019 at 11:06 AM, BritManToo said:

I buy a big pot of Yolida yogurt (50bht), then when it gets near the bottom, top up with pasteurised milk, a quick stir, and leave out overnight. Next morning the new 'full' pot of yogurt goes back in the fridge. No need to clean or add anything else, just cover to keep the creatures out.

Usually works for two months, maybe three, before something goes wrong, then I just go out and buy a new pot.

Thank you very much

13 minutes ago, BritManToo said:

Snack-time is, homemade yogurt, diced fresh mango and longan honey.

Very tasty.
Can you tell me how  you make your homemade yogurt?

10 hours ago, rickudon said:

If i was single i could live on 30,000 baht a month, but i'm not........ family eat up whatever is available!

 

Mortgage - 3000 baht a month (older thai house)

Electric     - 2000 baht a month or a bit less

Water        - 500 baht a month (M-in-law uses tons)

Gas            - 400 baht a month (average)

Funeral plans for inlaws - 1800 baht a month (still haven't collected ?)

Car payments - 6,700 baht a month

Fuel for car and wifes bike - 2000 baht a month

Internet   -  800 baht a month

Phones   - 700 baht a month

Drrinking water - 100 baht a month

Food and household shopping - 15,000 a month (a lot of mouths to feed)

Eating out 2000 baht a month.

Alcohol - 1, 000 baht a month

 

Total - 36.000 baht a month. but also Annual costs .......

 

Car Tax, insurance and service - 16,000 baht

School fees for daughter     - 40,000 baht

Typical adhoc house and garden maintenance - 15,000 baht (not including any significant repairs, improvements etc,)

Immigration - visa extension, exit re-entry visas and embassy letter - 7,000 baht

Visit to UK each year (travel costs only counted) - 35,000 baht. (have family commitments there, require one or more visits a year).

Health costs (very variable, mainly dentist) 4,000 baht in last 12 months.

 

Annual costs - 117,000 baht plus

 

So i need between 45-50,000 baht a month income to avoid eroding what little savings i have left. Anything else is on top of this .......... Since last year get UK state pension so currently get about 55,000 baht a month, before that i was dipping into savings frequently. Brexit is a threat.

 

If living in the UK as a family (which i cannot easily do as cannot meet all the requirements for wife's visa) I would struggle to make ends meet due to incredibly high housing costs. As a single person, i would manage comfortably as long as i economised on housing but life would be boring.

 

 

 

 

Thank you for your contribution.
It gives me good insight.

1 hour ago, ujayujay said:

Realistic monthly Budget for a Retired:

Decent House        15000 no Pool/ 3 AC

Electric                      2500

Water                           150

Health Insurance     4500

Car Insurance             700

Benzin                        3000

Car Maintenance        700

Wifi/TV                         750

Phone/ Internet          400

Food                         15000

Traveling etc.          10000

So you will need 50- 60k THB/ Month.

My Experience after some Years on Westcoast for 2 Persons. Midle Class Car.

Thank you for sharing.
This gives me hope. 

Thanks for the update. It gives me energy.

Mr Kie,

I like reading your posts.

I follow this topic with interest.
Not because my girlfriend has asked me to buy her a house, but because we talked about building a new house. 
She lives now with her mother in a house made of wood and corrugated sheet. Naar Buriram.
The rain leaks through the roof. No bathroom, even no toilet.
Very sad.

She already bought a small piece of land (adjacent to her mothers house) and some concrete pillars and wood boards. They are 'sleeping now' (her words) near the old house, waiting to be used.
She told me that with 200.000 THB she could start building a new house (western style) with at least a toilet/bathroom.
Only very basic. I think only a roof and walls. Not more.
Then slowly, every time when there is some money again, she can make some improvements. 

She knows someone from the village who can build the house. (Same one who has built the house for her father.)

I am seriously thinking of giving her this money. (By the way, she did not ask me for it.)
It is sure a lot of money for me, but I am not broke when I give it away.
And more important, mother and daughter can have a decent life.
They are both good peaple, so far I know.

That is why I am following this topic.
Also because there are some answers regarding the prices of houses.