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chalermako

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Posts posted by chalermako

  1. The BMW leasing I am on is exactly the same as normal car finance in my home country. I pay down 25% cash (700.000 Baht) and then 5 years of financing at 0% interest rate (35.000 per month). Very good offer from BMW. And first class insurance included in the total price of 2.799.000 Baht. At Toyota and Benz the effective interest rate is circa 5% (they actually deceive customers telling them the interest rate is 2.9% - but thats a fixed yearly rate on the total amount, not the real interest rate). Also at Benz insurance not included first year, so another 50-60.000 Baht payout.... I will for sure test the BMW on the road from Bangkok to Pattaya and BKK - Hua Hin. Nice 4-6 lanes road all the way.

    Good for you on taking the steps to own a quality piece of manufactured goods. You must be feeling great right now, and you will feel good about it for some time.

    What I was wondering, since BMW offer both Hire Purchase or Personal Loan options, I'm not clear which option you took? They would have made it clear to you on purchase, or so they should have.

    Safe driving and I hope you make it to the Autobahn.

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