delray

Part III Certification Under penalties of perjury, I declare that I have examined the information on this form and to the best of my knowledge and belief it is true, correct, and complete. I further certify under penalties of perjury that: • I am the individual that is the beneficial owner (or am authorized to sign for the individual that is the beneficial owner) of all the income or proceeds to which this form relates or am using this form to document myself for chapter 4 purposes; • The person named on line 1 of this form is not a U.S. person; It does not seem like W-8BEN is for US citizens if the certification for the form is that you are not a US person. Seems like the opposite to me. It looks like a US form to say you are not a US person. As to if none US people need to complete US forms the answer if probably no. As to if none US banks need to dance to the US music the answer is yes if they want to stay in business. Given a choice between keeping some none US customers who won't fill out a US form or being blocked form the global financial markets my guess is that eventually the bank will choose to drop customers who don't conform but that may take many years of going through forms and linking people, addresses and bank accounts together before that actually happens.