I think now, after your advice from the other thread, that it's probably best to apply for a 90 non-o evisa from the US. Then extend it in Thailand after that for my long term stay goals.
Two issues I just ran into. One is I'm not sure the evisa system issues 90 day non-o's. I briefly went to their website and when selecting "over 50 based on retirement" the system takes me to a page talking about visiting family. Nothing about retirees Then when trying to find the document requirements "over 50 based on retirement" is grayed out. Meaning you cannot open a link with information on the documents required. I haven't set up an account yet. Maybe after I do that I'll find my way and information in the application process. I noticed in another thread that people from the U.K have been able to do apply for a non-o evisa. Since the evisa website seems to be centralized through Bangkok I'm guessing I can apply online for a non-o 90 day visa.
The other issue is back to the banking. Does anyone know how long one typically needs to be in Thailand before you can open an account with a non-o? And also how long those funds need to be in the bank before applying for the first non-o, one year extension for retirement? With only a 90 day visa, if the funds need to be sitting for 60 days prior applying for an extension, that only leaves 30 days in country to get an account opened. If there's a waiting period to open an account I'm wondering if I need to see about a multiple entry visa if that animal exists