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RichardA17

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Posts posted by RichardA17

  1. 8 hours ago, SoilSpoil said:

    I don't. I like to have choices on life, and would never sign up for an 40k outpatient insurance. Ridiculous.

    Although the 40K outpatient is next to nothing in the overall amount of coverage, that actually makes the cost of the insurance premium higher. Frequently used, small money charges have a big impact on insurance premiums because of the administrative costs involved. I have a major medical insurance policy in Thailand because all I need is coverage in the event of a catastrophic medical condition. I pay out of pocket for the doctor visits and outpatient services. Adding in outpatient coverage and doctor visits to my policy would have more than doubled the premium that was already high simply because of my age.
     

    The other problem with this requirement is that many insurance companies cut-off insurance coverage at somewhere between 65 and 80 years old. Many won't even write coverage if the person is older than 60, with the rest cutting off new policies at either 65, 70, or a very few that will write new coverage up to age 75. So with the insurance requirement, does that mean if we haven't died by the time we reach the insurance cut-off age, we then have to leave Thailand?

    If the government plans to implement this requirement, then they need to also implement a requirement for the insurance companies that in order to do business in Thailand, the companies must insure foreigners at any age and must have premiums controlled so that they are not price gouging on premiums. Premium price gouging seems to be something that some of the foreign health insurance companies that have started to enter the Thai market are experts at doing in their home countries. Particularly publicly listed, USA based insurance companies.

    • Like 1
  2. 2 hours ago, soistalker said:

    We?!

    Are you Thai?

    It isn't necessary to be Thai to comment on this, even though the specific incident happened in Thailand. It really is "WE" when it comes to plastic pollution in the sea. Just because plastic is thrown into the sea in Thailand, doesn't mean that it stays in Thailand waters and is the cause of sea animal deaths only in Thai waters. Once in the water, plastic and other pollutants are circulated by the ocean currents. Plastic found in the middle of the Pacific originates from Asia, all three Americas, as well as all islands throughout the Pacific. Same happens to the waters surrounding Thailand. The pollution comes from Thailand, but is also comes from South Asian countries, other Southeast Asian countries, China (as a result of being washed down rivers that have their headwaters in China), Africa, and other areas. Each of us is contributing to pollution of the oceans on a global scale no matter which country we are in when we discard our waste. This is not an issue to be nationalistic about.

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