bigtrouble

There is land lord insurance available against dud tenants. Saved me once big time and it's not expensive.
Rent your place out but how will it effect your pension payments is the big question

No appointment required.
getting through security at the front gate is fun(ha ha) then proceed inside to the counter and take a number.
i had a stat dec form already filled out,unsigned, which helped but that only saves five minutes.