Tanoshi

If using the income method alone, it must be a minimum of 65K per month, but the discussion is using the combination method.

Theoretically, you should be able to withdraw up to 110K of the 220K after 3 months, then top up 2 months prior to your next extension application. My IO insist 400K must be maintained throughout the year for the combination method. With such ambiguously written orders, inconsistencies are common between IO's.

At a guess, you're from the UK, which has seen extreme changes in the exchange rate. Whatever funds you hold in your FCD account can remain fixed, although the exchange rate will affect the calculation. Use BKK TT rate for the day to calculate in baht and allow a 10% fluctuation would be my advice. The point I tried to make is you can differ your monthly transfers, which are averaged over 1 year, to meet the requirements. Nothing in the orders states it must be 50K per month. You can transfer 60K for 2 months to cover any shortfalls in a reduced exchange rate.

On the other hand if you're short 20,000, having 280K in funds and make a final transfer to make up the shortfall (not depositing it in your funds account), then 280K funds and 520K in monthly transfers you qualify.

My 2 cents. The question is have you maintained an annual earnings and deposit totalling 800K. Any funds in the bank used for the combination must have been deposited for 2 months prior to the date of application, the same as if using just the fund's method. To quote yourself, if your income was 500,000 throughout the year, then the fund's requirement would be 300,000 for 2 months prior to the date of application. If your funds, we're only 280,000 throughout the year, and you top up to 300,000 2 weeks before your extension, then in my opinion you don't qualify. However, it is not for members to make a decision, we can only quote the rules, the decision is at the IO's discretion. For what it's worth, my IO insist the funds must be 400,000 when using the combination method. (Their interpretation). Order 548/2562. (4) At least 2 months prior to the filing date and at least 3 months after being granted permission, an alien must have a deposit in a commercial bank located in Thailand of no less than 800,000 baht. After being granted permission for 3 months, an alien can withdraw the said deposit and must have the remaining balance in the bank account of no less than 400,000 baht or (5) Must have an annual earning and a deposit in a commercial bank located in Thailand with totalling of no less than 800,000 baht as of the filing date. The said deposit must remain in the bank account prior to and after the permission is granted and the withdrawal can be made under the same condition in the Criterion (4)

British female living with a Thai male?

Pre departure PCR tests only from April 1st, (announced by CCSA) yet to be confirmed, but news media stating it's a done deal.

Immigration have already announced further 60 day Covid extensions will only be available to those with original VE or TV entries, but only if you can provide a valid reason why you can't return home. Embassy letters have already been requested for this purpose. A friend who's 60 day Covid extension expired yesterday (19th) went to Sakhon Nakhon Immigration on 17th and was refused. Married to a Thai he intended to transfer 400K. apply for Non O, 1 year extension, but was counting on a further 60 day extension. He's now got flights booked back to the UK 21st and will pay 1,000 baht overstay fine at the airport.

Not simplistic, realistic.

That's your excuse and your sticking to it.

Which office Fred?

Can you publish the new Immigration order in this respect. Strange because just renewed for a disabled expat earlier this month using 12 x 65K overseas transfers.

I suppose especially when you don't know how to do it yourself, or don't meet the financial requirements.

Yes, includes the mandatory Health Insure, but that will probably work out cheaper than 'trips' and short term Visa costs over 12 months. Guarantees staying in Thailand 12 months without any of the other hassles. Could get a 2nd years stay but would require the Health Insurance again and for extensions from a Non Imm O-A, hence I suggested exiting/re-entering VE > Non O > 1 year extension with no mandatory Health Insurance.

More likely he doesn't understand it. Always show as 'International' transfers on my Bangkok Bank statements using 'Wise'.