ksamui2018
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Posts posted by ksamui2018
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10 minutes ago, BestB said:I have no idea what you going on about when OP clearly stated insurance is paying .
And if she really has a loss of income than she should prove it
Yea i agree that if insurance does not cover, it is me who should cover.
Insurance is willing but the lady does not want to follow through insurance process.
when asked to prove what she earns by insurance she is refusing to provide. Insurance was very flexible with the level of doccument required. Surprisingly insurance went as far as simply getting hand written confirmation from her. If they write 2000/day, or 500/day insurance will pay full on top of the fact that her job is not daily. In real life she may work 1 day per week or 2 days per week, she works part time on call by call basis. So she is getting more than her real salary would be.
The issue here is that lady wants some hard cash from me directly on hand regardless.
As for the alcohol issue, it was never part of discussion with the Lady and still it isnt. Whether i was sober or not, i would still be liable for accident because i was making illegal u-turn in front of her.
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1 minute ago, Rc2702 said:
I wonder what had 2 beers prior really means. If it really was just 2 beers why would anyone mention it.
Means i should not have been driving, fault is clearly mine.
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7 minutes ago, scubascuba3 said:
The benefit of 1st class insurance is you can leave it to them. But, depends if you have some guilt. She is poor, cannot work, may not get paid from insurer for loss of earnings, it was your fault and been drinking. Maybe 2000, see it as charity
Yea 2000-3000 is what i was leaning to. Waiting see what insurance settles with them first. I dont believe more is needed as no significant injuries and all property damage is fully covered.
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16 minutes ago, Kwasaki said:
I think that says it all Mr. Gravy-train ? your insurance has covered it.
"Mr. Gravy Train" haha well said ?
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So i had an accident where thai motorbike driver collided with my yaris.
Technically accident was my fault, i was doing u-turn at night where i was not supposed be doing, had 2 beers prior. Nevermind that motorbike was driving with dim lights, full speed and no helmet and no insurance or tax paid. Anyhow, I accept the blame.
So upon collision to the rubber wheel of my car, no damage, just slight allignment issue which was fixed next day
Motorbike has couple of minor cosmetic damages and driver lady has a few scratches/bruises.
Motorbike is owned by third party rental shop who was happy with repair coverage and didnt need more.
Upon collision motorbike driver insisted that they want me to take her to hospital and not wait for ambulance. I called my first class insurance to inform of this. They instructed me to clear everything at hospital first and come back to accident place to sign all forms.
No police was involved.
So my insurance covered all hospital expenses to the lady (even future should some conditions develop) , full motorbike repair cost and workmen salary compensation for the amount of days she will be out of work at minimum wage rate without salary slip or higher if she can provide salary slip (5 days rest cover as per doctors note - can extend with new note from local clinic)
The lady is not happy because she works as private house cleaner and is not technically employed but will loose income. So she cannot get higher than min wage from my insurance.
So the lady now wants more money from me as "stress money" and money to cover loss of income for 10 days at rate of 500 /day. I recon shes aiming for 10000 high.
My thai partner was asking her for expectation, but the lady only say "how much can your farang give"?
Insurance rep has been very supportive and told us to hold off any payment. He said when their final insurance payout is done, if we want, he will pass on any "stress money" paymeny directly by himself and make them sign case closed.
I really dont mind to pay some basic to avoid loss of time and energy, but what would be appropriate amount concidering that insurance covers motorbike full, 300*5days salary and all medical expenses. The injuries are minor bruises and scratches and basic sprain of foot. No broken bones no stitching.
Ive been told by some our thai and foreign friends to just ignore payment request and tell them to get lost as my insurance is providing comprehensive cover.
Would appreciate any advise if you had similar case.
Car - motorbike collission compensation
in Thailand Motor Discussion
Posted
Thanks man :)! I appreciate your reassurance on this. I believe ignoring her is the way to go.