Jump to content

ksamui2018

Member
  • Posts

    6
  • Joined

  • Last visited

Posts posted by ksamui2018

  1. 7 minutes ago, scubascuba3 said:

    The benefit of 1st class insurance is you can leave it to them. But, depends if you have some guilt. She is poor, cannot work, may not get paid from insurer for loss of earnings, it was your fault and been drinking. Maybe 2000, see it as charity

    Yea 2000-3000 is what i was leaning to. Waiting see what insurance settles with them first. I dont believe more is needed as no significant injuries and all property damage is fully covered. 

    • Like 1
  2. So i had an accident where thai motorbike driver  collided with my yaris.  

     

    Technically accident was my fault,  i was doing u-turn at night where i was not supposed be doing, had 2 beers prior.  Nevermind that motorbike was driving with dim lights,  full speed and no helmet and no insurance or tax paid. Anyhow,  I accept the blame. 

     

    So upon collision to the rubber wheel of my car,  no damage, just slight allignment issue which was fixed next day

     

    Motorbike has couple of minor cosmetic damages and driver lady has a few scratches/bruises.

     

    Motorbike is owned by third party rental shop who was happy with repair coverage and didnt need more.

     

    Upon collision motorbike driver insisted that they want me to take her to hospital and not wait for ambulance. I called my first class insurance to inform of this.  They instructed me to clear everything at hospital first and come back to accident place to sign all forms. 

     

    No police was involved. 

     

    So my insurance covered all hospital expenses to the lady (even future should some conditions develop) ,  full motorbike repair cost and workmen salary compensation for the amount of days she will be out of work at minimum wage rate without salary slip or higher if she can provide salary slip (5 days rest cover as per doctors note - can extend with new note from local clinic) 

     

    The lady is not happy because she works as private house cleaner and is not technically employed but will loose income. So she cannot get higher than min wage from my insurance.

     

    So the lady now wants more money from me as "stress money" and money to cover loss of income for 10 days at rate of 500 /day. I recon shes aiming for 10000 high. 

     

    My thai partner was asking her for expectation,  but the lady only say "how much can your farang give"?

     

    Insurance rep has been very supportive and told us to hold off any payment. He said when their final insurance payout is done, if we want,  he will pass on any "stress money" paymeny directly by himself and make them sign case closed. 

     

    I really dont mind to pay some basic to avoid loss of time and energy, but what would be appropriate amount concidering that insurance covers motorbike full, 300*5days salary and all medical expenses. The injuries are minor bruises and scratches and basic sprain of foot.  No broken bones no stitching. 

     

    Ive been told by some our thai and foreign friends to just ignore payment request and tell them to get lost as my insurance is providing comprehensive cover. 

     

    Would appreciate any advise if you had similar case. 

×
×
  • Create New...