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youngster30uk

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Posts posted by youngster30uk

  1. 20 minutes ago, Rampant Rabbit said:

    but it DOES add up that SONGKRAN has a lower death rate than a  normal day.

    But the government claim that over songkran the numbers are higher, so it doesnt add up.  And it doesnt add up that it is lower over songkran because it is not lower, it meets the yearly average, that means the same not lower
    either way, it does not add up!
    Your maths aint mathing 

  2. 36 minutes ago, Rampant Rabbit said:

    I dont get your  point, govt claims 20k year headline says  160 /4 days =40 day my point 20k a  year =54 day, the figures are crap whichever way you take them, songkran is safer, The govt says 20k year the govt says 46 in four days.................i bet the 4  days death rate is  way more  accurate than the  yearly, i bet the yearly is way UNDER reported.

    Dead going to hospital in hospital doesnt count

    For years the figures  reported during  songkran are actually lower than the average day

    Dead going to hospital doesnt count? I hear that may times, Can you substantiate it? I am not necessarily disputing it, but I have never seen it be more than hearsay

    Yes, you dont get my point, you are agreeing with me, despite the fact you appear to be arguing

     

  3. Just now, IamNoone88 said:

    You need the official stats to make a call not general numbers. Its actually worse as deaths are only counted at the scene of the accident. If a casualty is moved to hospital and dies later of injuries it is recorded as something else .. not a road death. Bottom line is numbers as a result of accidents are even higher.

    I have heard that many times, but never seen any proof of it, do you have any proof, or is it just hearsay? , but agree the numbers are likely to be higher than stated.  If you base it on the WHO numbers, this week is lower than average, If you base it on the Thai numbers, this week is exactly average, despite the Government saying they are significantly higher, that dont add up either way

  4. 4 minutes ago, Rampant Rabbit said:

    disagree, the first 1-2 days roads are so congested you cant go fast so reducing the fatalities, then the next few days theyre so drunk they cant drive, then you get the traffic  coming back, so holidays should be less dangerous

    Thai government themselves say these are the most deadly days of the year. You seem to be claiming tthey are less, but the stats dont even support that, they put them exactly on average per thais own reported numbers

    As for the roads being too congested, not everywhere s Bangkok. Being too drnnk to drive? that is the main cause of the accidents, they drive even though they are too drunk to do so
    Even if you do believe that, the numbers dont add up either way


     

    • Confused 1
    • Agree 1
  5. 1 hour ago, tonypattaya said:

    Vaping is NOT smoking and not harmful to those exposed to it. Certainly less harmful than the pollution we experience regularly in Thailand.

    However it is not particularly pleasant to those exposed to it and, MORE importantly, if it is banned on air flights then she is breaking the rules and should be reprimanded.

     

    not true, 2nd hand vape smoke can be harmful, have a look at the medical studies

    • Like 1
  6. 1 hour ago, Liverpool Lou said:

    Ok, here's just one reference, there are many others...

     

    "What Percentage of Travel Insurance Claims are Denied?

    Contrary to popular belief, the vast majority of Canadian travel insurance claims are paid by insurers, while a relatively small number of claims are declined:

    • 95.3% of travellers had their travel insurance claims paid1, according to a KPMG survey
    • 98% of submitted claims were fully or partially paid2, according to a Pollera Strategic Insights survey

    The Pollera survey also found a high rate of satisfaction among individuals who submitted a claim:

    • 91% of respondents who submitted a claim were satisfied with the claims process from start to finish2"

     

    https://www.snowbirdadvisorinsurance.ca/learning-centre/top-5-tips-avoid-having-your-travel-insurance-claim-rejected#:~:text=95.3% of travellers had their,a Pollera Strategic Insights survey

    Travel insurance, oranges and apples. You have further proven you are not worth wasting my time

    • Haha 1
  7. 2 hours ago, Liverpool Lou said:

    So you don't think that 72% is much more significant number than 28%?  Approximately 90% of all insurance claims, generally, are paid out by insurance companies.  Google is your friend, if you dispute that.

    Wow, you think it is acceptable to unfairly reject 28% of claims?
    Not all insurance is the same. Different policy types have different rates of rejection. 
    I quoted numbers specific to a country and type of insurance, and referenced my source

    You have made a blanket claim, without any reference

    If you think 28% unfair rejection is reasonable, then you aint worth my time

    • Sad 1
  8. 9 hours ago, Liverpool Lou said:

    "...the Insurance Ombudsman in the UK upheld the claims of 28% of the people wo made a claim that there insurance claims for motor insurance had unfairly been rejected".

    So the ombudsman rejected 72% of those "unfair rejection" claims and only upheld 28%!

     

    "A large number of rejected claims are not even taken to the Ombudsman...".

    How do you know that - what is that "large number"?

    So you dont think 28% is a significant number? That is just motor insurance policies. Other types of insurance , the number is over 60%

    There are lots of studies that show a large number of people are not even aware that the ombudsman exists. You can extrapolate from that. If you want to find out more, google is your friend

    • Haha 1
  9. 1 hour ago, geisha said:

    Having had a very good travel insurance for years ( never claimed) , and a totally unforeseen illness which was covered by this insurance, I can promise you that most will find every way possible to delay or not pay out . Luckily I had the money but it’s taking ages to get reimbursed, although they have sent an acceptance letter. Reading the reviews of this big company a huge amount of customers were very disappointed/ angry at the rip offs, because that’s what most are, rip offs.

    I think you replied to the wrong person

     

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