Disaantri

The plus sign '+' character is designed to indicate that the international dialling number must be inserted, followed by country number and then the individual telephone number less the first '0'. On a smart phone, using the '+' will obviate the need to insert those pesky little numbers yourself (as different countries / operators may do different numbers than the standard '00'), as you travel the world. Glad to have got that off my chest.

I have a UK (main) and US transferwise accounts for holding / transfering gbp or usd ..... anything sent to the US account needs to titled "TransferWise FBO (my account name)" or it will be lost if solely my account name? That advice came on android app I use.