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lordmullin

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Posts posted by lordmullin

  1. 3 minutes ago, CharlieH said:

     

    Married Visa, GO TALK to them and find out, areas etc as always will vary.

     

    Its because of this inconsistency you are potential danger. what has happened in one area doesnt follow it will automaticaly happen in another. SPEAK to the people in YOUR area they are the one who will unltimately take action. Get it from the horses mouth.

    Will do, thanks Charlie????????

    • Like 2
  2. 3 minutes ago, bamboozled said:

    In my understanding, you can chat up guests until you're blue in the face. There are many restaurants/bars/guesthouses that run this way. The foreign husband/financier mucks about and chats the patrons. But no, you cannot check anyone in, touch money, move anything, etc.... As CharlieH said, I suppose immi can mess with you with any excuse they want. I would go talk to them directly, perhaps, and explain the situation asking what you can/can't do. This could also be bad advice if it alerts them to keep eyes on the place.

    Excellent, thanks for that????

    • Like 2
  3. Wow... okay, lots to think about - but what's this I read about the house being in the Farang's name and the land being in the Thai's name?

    I would be okay with that - is that not fairly straightforward?

    The way some people talk about it (friends over there) there's a kind of mutual security about it; neither party can sell their part of it, without the agreement of the other - is this not true?

    Thanks again ????

    • Haha 1
  4. Hi, I have a feeling I've seen something before, about buying a property (I understand and accept the Thai-owns-the-land/Farang-owns-the-building principle) in which the Farang cannot be seen to transfer the money to his wife's account, to buy the property....? Something about signing a waiver, renouncing all claim to that money...?

    I would like to just transfer the money to the seller, but apparently that's not the way.

    Anyone with a firm grip on this please advise! Many thanks ????

  5. 20 hours ago, skatewash said:

    Can you open a Thai bank account when you aren't physically present in the bank?  No

    Can you open a Thai bank account when you're here on holiday?  Probably not, but you can try.  Presumably you'll be here on visa-exempt entry (45 days) or Tourist Visa (60 days)?  Neither of those are long-term visas (meaning something 90 days or more) so banks will be reluctant to open an account for an applicant in Thailand on that basis.

    Assuming when you arrive in November you may be coming in on a Non-O visa for purpose of retirement, you'll have an easier time but not an easy time.  The Non-O Visa is a long-term visa.  You may need a letter from your embassy in Thailand attesting to your address in Thailand and the fact that your passport is legitimate.  Some banks want that sometimes.  You may have to ask at multiple banks and multiple branches.  If you know someone in Thailand, preferably Thai, that banks at the branch you are trying to open an account at that can be helpful if they can be with you at the bank.

    In short it's not easy for a foreigner to open a bank account, but they certainly have to be in Thailand, it helps greatly if they have a long-term visa, and then something proving their address in Thailand like an embassy letter can make a difference.  I suggest the embassy letter rather than a Certificate of Residence obtained from an immigration office because some of those won't give you one unless you've previously filed a 90-Day Report there.

    Finally, as a last resort, there are agents who for a fee will help you open a bank account.

    Thanks Skatewash - an excellent and comprehensive answer, cheers!

    • Like 1
  6. Thanks Peter - that sounds more likely than not. Cheers.

    I've read about the Farang owning the house and his Thai wife owning the land it sits on; I've been told that it secures both parties' interests, in a way.

    She can't sell the land from under you, or evict you - and you can't sell the house to another party without her consent.

    This is all worst-case-scenario, obv!

    Thanks again - any further coment on this greatly appreciated.

    • Like 1
  7. Hi - i'm aware of the condo thing, but I've recently seen something about Farang-ownership being possible in a 'branded project' or 'villa complex'.

    Does anyone know about these things? It sounds like, because the developer calls it a single project with multiple units, they can sell under the same 49/51 rule as condos...

    It can't be that simple, can it?

    And would a branded project be something like brand-new townhouses with a name like Habitown or Townhome?

    I think maybe villa complexes might be out of my price-range, but I'd like to know how it all works.

    Thanks for any help.

  8. Hi - I've seen a great looknig condo in Patong - good sq.m and price. Trouble is the guy selling it says it's NOT up for foreign ownership, but and I quote:

     

    " As you said this is not Foreigner free hold unit.

    This unit belongs to my paper company and I am a full power director.
    Under the Thai law, Director can do anything ---- it means without anyone, 
    I can change Ownership of the company with only my Signature to you..
     
    In case you buy my condo  ---- I will give you my paper company with the unit.
    --- ( if you established a new one --- very costly.and we need property transfer)
    You can get The Unit and the Paper Company as well. it will be our negotiation.
     
    In order to keep the company legal, you must prepare a financial report and submit it to the tax office.
    I pay the accounting firm 20,000 TBH every year for that. That's all.
    If you find a cheaper firm, it will be better, if you cannot, I will introduce mine.
    I think 20,000TBH is very cheap.
     
    It is the answer for you. --- Sorry for my bad English.
    Excuse me, but please tell me. If all is well, the company can be transferred immediately.
    Can you pay sametime? Are you in the UK now? Not Phuket?"
     
    Does this look dodgy?
    Thanks for any guidance - I'm new at this ????
  9. Hello everyone - forgive me if this has been asked before, but, in general terms, is it better to have a Thai marriage ceremony (legal, official in Amphur) or UK (registry office)?

    I mean this in terms of worst-case scenario in the future: division of assets after divorce - or probate after death, leaving property to Thai wife and  UK children, etc.

    Thanks for ANY help or guidance - ????

    Tim.

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