Thaivisa Health Protect

1 hour ago, Exploring Thailand said:

I've written to Pacific Cross asking them which of their policies can be used to support an O-A application. They have a "Platinum" policy which is designed specifically for O-A visas, but there is a huge discrepancy in the coverage provided by that the coverage provide by their other policies. The other policies do seem to meet to the minimum requirement of 400k + 40k, so I don't see why there is a need for a special high-cost, low-benefit O-A policy.

Hi There,

To be clear to all, back in May there was a very particular plan that was approved 6 insurers that could obtain the retirement visa.  Actually 400,000 baht is not sufficient coverage in almost every scenario for anything remotely serious in a private hospital.  In addition there were other plans on the market that were more affordable with better coverage.  

Pacific Cross's/Thai Visa Protects historic plans that provided much stronger coverage and value were not approved to obtain the OA or OX visa, this made little sense all round, to both applicants and to the insurer.  Following lobbying by the insurer the historic product suite available is now approved, meaning any plan that meets or exceeds the 400k/40k minimum can obtain the visa.  This is actually a big improvement, as the premiums for the Long Stay plan were skewed do the the age group of applicant.  Therefore one should look at the historic products not the specific Long Stay approved plans.  The Government announcement clearly hasn't addressed this clearly enough, with respect, as the post above shows.

For clients that have an existing policy with outpatient removed, PCHI has the option to add 40,000 THB of outpatient back into the plan, subject to underwriting terms, for 10,000 THB additional premium. 

Thai Visa Protect can take on new applicants up to 75yrs of age and renew through to 99 yrs.  Some of the approved companies will not take applicants over 60 and some companies terminate the policy at 70yrs of age.  Please feel free to do your own research. 

Each policy is fully underwritten allowing for the client to have a transparent understanding of coverage terms on an offer letter terms to purchasing the policy.

Thai Visa Protect is able to facilitate all these plans, please feel free to email [email protected].

Health insurance for non-immigrant (O-A) visa holders

If you are aged 50 and over seeking a non-immigrant (O-A) visa you will soon need mandatory health insurance.

Thaivisa Health Protect offers insurance policies that meet the requirements needed to obtain the non-immigrant (O-A) visa.

We offer insurance to new applicants up to 75 years of age and renewals through to 99 years of age.

Please note, for applicants that are above 65 years of age we require a medical examination to support the application.

For more information, click quote below.

Alternatively contact Thaivisa Health Protect by email at [email protected]