I had a similar problem with Santander ,they sent lots of forms to my address in the uk asking do i own property in the uk do i own property in Thailand have i a business am i a partner in a business . cut a long story short i phoned them up spoke to a lady . told her i had filled the forms in and sent them back why do you keep saying you will close my account .she asked me would i be willing to answer the same questions now just answer yes or no , so i did never heard no more that was before christmas . One thing that was strange my online banking by computer would not let me log on the same time i received the letters i was told my pass word was wrong .i was told to download the app when i phoned to complain . so now i have santander app also my Thai phone number and i have lived here thirteen years . Yes i agree very stressful , i have been with them for years and always used the same address may i have just got lucky .