In December I tried to open a fixed term deposit for the 500k required for DTV, just to have it in the bank and show at the airport if needed.
Location: Phuket
Bangkok bank - nope, (Have 2 accounts there)
Nope, sorry, we really want clients like you but can not,
opened their rule book, called the Head Office, called their Lawyer even.
Lawyer said - why you have Yellow Book but DTV?
I said - because I was married before.
Well we are confused about you, sooo nope.
Krungsri - fixed term only for Thais.
Krungthai - to my surprise easy peasy, got fixed-term deposit book (white one).
DTV + Yellow Book + Pink ID + Thai DL.
Can deposit money multiple times (10KBaht minimum), each deposit has its own % and maturity date.
I put 10k(2 Year, 1.9%) + 10k(3 Year 2.1%) + 480K(3 Year 2.1%) in there.
It does show a 500K total amount in the app and in the e-statement.
Then I went to the same SCB branch in Central Festival, which denied me the EZ Savings account in October.
Asked about the fixed-term rates, 2.25% was only for Thais I think, and then the lady logged me in with passport number into their system on a special tablet. And the tablet showed all options available to me, one of which was - ! - EZ Savings) 55555555555
I was having my doubts but said 'Yeah, ok' expecting a 'sorry can not' somewhere in the process.
To my amazement everything went smoothly, DTV + YellowBook + PinkID + DL, signed on the tablet , got 1 Page EZ passbook, actually just a cover of the book, containing just my Name, a/c and EZ Savings account type.
Wow! Got what I've wanted all along when I've finally asked for something different.
You want A? here's B.
Oh You want D and F? - here's A. ))
EZ Savings has 1.9% rate (calculated daily), and you can do QR Payments, transfers, anything except cashing out at ATM. You have to transfer to savings account first.
Ordinary savings accounts at every bank get around 0.2%
Krungthai gives 0%!