Eibot

1 minute ago, Chris.B said:

You are right and the clock on the wall says 12.10am? I wouldn't want to be living next door to that noise!  ☹️

I know right. On the other hand no reason to get murdered obviously. Sad sad story for all involved ????

7 minutes ago, Eibot said:

https://www.facebook.com/shaun.dagnan

  · 

Kevin Slade I’ve got the neighbors on it 

 

 

 

 

 

Famous last words....

9 minutes ago, Chris.B said:

please 

https://www.facebook.com/shaun.dagnan

1 minute ago, Chris.B said:

Link to that information?

Coud I (insert magic word) have the...

6 hours ago, Denim said:

One thing is a bit unusual in this incident.

 

There were two Brits , sitting together and presumably talking to each other. 

 

If they were talking to each other for several hours the music might not have been that loud since who in their right minds wants to shout above music to be heard for several hours ?? Sore throats much.

 

It only makes sense if the music was coming from a back bedroom and it was cranked loud to reach the front. The offended Thai might have had his bedroom backed onto the bedroom where the music was coming from. So loud for him but not so loud out front ?

 

Just speculating as to this apparent unclear point.

There was a video of them singing karaoke...

For everyone wondering..Yes, the guys in the back of the picture do shoot reporters that ask bad questions.

On 1/13/2022 at 1:08 PM, FritsSikkink said:

Roulette is forbidden in Thailand, so a useless post.

Prostitution and not wearing a helmet is also forbidden in Thailand...

Wire the money.

Depending on the amount they might ask for the source of the income, which would just be you showing the money entering the country. Also, you can sent the money in parts through Deemoney. This doesn't have to even be in your name. 

7 hours ago, webfact said:

If foreigners have been vaccinated six months ago they will have to take a 100 baht swab test and wait.

Which brainless idiot came up with this?

On 11/12/2021 at 12:38 PM, JeffersLos said:

Dig a pond, add some water features and fish. Would look lovely. 

Than the pond will just keep overflowing. 

They other ground is higher, so it will be a constant overflow of water. They either need to up their own land, or have a pump. 

Questions is, who is paying for that.

Just now, Eibot said:

Yeah, I do sorry ????

Atleast not now, since I'm out. Will do it tonight. 

5 minutes ago, Pib said:

Do you mind sharing/posting the details of your latest transaction where you funded the transaction with your Krungsri debit card.  Ex: you added X-amount of foreign currency to your Wise acct and a charge of X baht hit your Krungsri acct on X date?

Yeah, I do sorry ????

2 minutes ago, Pib said:

Does the fee say 1% on your Krungsri acct....or are you determining it from personal math? 

Haha, a Thai bank showing transparancy in regards to their fees. The latter ????

1 minute ago, Pib said:

The Krungsri Bank website shows a fee of 2.5%.  And when they say it will not exceed 2.5% that's their way of saying 2.5%.

 

https://www.krungsri.com/en/personal/card/krungsri-debit-card/debit

Well, in my case it's 1%, which also doesn't exceed 2.5%.

I'm paying for a game subscription in the Netherlands, and 2.5% is charged there. 

Just now, Pib said:

What Thai card do you have that only charges 1%?  Thai cards typically have a 2.5% foreign transaction fee.

Krungsri

3 minutes ago, norbra said:

Quote from Wecter union

 

Transfer is costing you 1016 BAHT. Not bad, but I'm not a big fan of WU. 

19 hours ago, Pib said:

You can not add THB directly to a Wise multicurrency acct....but sure you can add/accumulate it in the acct thru buying THB with another currency but you can not transfer THB directly into the acct like doing a THB SWIFT/wire transfer  or bank debit from a Thai  bank acct as THB is not one of the 10 currencies that can be paid directly into a multicurrency acct...nor would a Thai bank send out THB as they must convert to another currency like USD, GBP, etc., to SWIFT out.....nor would a Thai bank honor a "pull" of funds for such a purpose.   

 

Now using a Thai debit card to fund the adding of THB to your multicurrency acct may work but you still end up paying in another currency along with the associated conversion fees by Wise and any foreign currency transaction fees associated with your Thai debit card--and Thai debit cards typically charge a 2.5% foreign currency conversion fee.   

 

Sure, a person can "add" a THB balance to their multicurrency acct but you pay for that with "another" currency and there is an associated conversion fee.  See snapshot at bottom and it wording when a person starts the process to add a THB balance to their multicurrency acct. 

 

Also, a person can use this Wise weblink to see what currencies can be Added, Received, etc., to a Multicurrency acct and any associated fees....selected the Multicurrency Acct tab and then play around see how and which currencies can be used in a multicurrency acct along with any associated fees.

 

 

Snapshot from Wise when starting the process to add a THB balance to a multicurrency acct.

Correct,  thanks for explaining.  I have done 6 transfers this week with my Thai debit card, and works like a charm. It instantly hits my account in the UK. 

Also, it doesn't have to be your Thai currency account. Let's say I want to send money to mu Euro account. I'll just add money to my EURO currency wallet with my Thai Debit card. Wise automatically converses the THB to EURO when addiding it using live FX (it does charge for debit cost, and your Thai card might charge for foreign transaction - 1% in my case) and it will add euro's straight away. Then you just sent your euro's to any recipients that use EUro's. This way you only have to converse your money once. Just like you do when sending money to Thailand. 

20 hours ago, Moonlover said:

 

From what I read, you haven't tried it. You said, I quote: 'I did Euro, but I don't think it matters'.

 

So, I ask once again, have you done this with THB? From what I read, you can only transfer 10 currencies into a multi currency account (that's the new name) and THB isn't one of them.

Go read my post again. Yes you can only upload those currencies. The trick is that you can upload x amount of euro's with your Thai bank card. Wise will automatically convert the baht from you bank, into euros at their FX rate. It doesn't have to be Euros (as I only tried euros at time of my initial post). It can be other currency aswell as I have found out.

4 hours ago, Pib said:

I had a feeling the response you got was missing an "or" regarding required docs.  It's kinda like how some banks want/desire a WP to open an acct but it's not required if you can provide certain other docs. 

 

Basically it appears Deemoney's acct opening requirements "documentation-wise" are easy enough for anyone legally in Thailand

It sure does make a whole lot more sense. I have submitted my documents but heard nothing yet, will let you know ????

17 minutes ago, Pib said:

Below is Deemoney's Customer Support 13 Nov 2021 response to my question of "is a Work Permit "now" required to open an acct?"

 

As I read their response a WP is "not" required if you have a  visa that is a least 15 days long.  The key word is "or"...that is, you must have  WP "or" visa...no need for both. 

 

This makes sense...otherwise, any foreigner retired to Thailand and/or visiting for an extended period like on a 3 or 12 month visa/extension of stay would be unable to open an acct.

 

 

***Deemoney Customer Service Response***

Thank you for your email! First step, you have to register with DeeMoney branch at Soi 8 Sukhumvit Road(open daily, 10 am - 7 pm) along with the following documents, it takes around 30 mins to be registered.

*For Foreigners:
1. Original Passport(Original)
2. Work permit (front and back) or Visa (not less than 15 days)
3. A Government-issued ID from your home country (front and back), Employment Certificate or Certificate of Residence.

*** Please note, in addition to the above documents, please provide a Selfie for verification (a Selfie must be taken on the same date of submit documents) as per the Anti – Money Laundering Office and Bank of Thailand guideline
• The first document (ID card and passport) must be a photograph from the original document only and do not cross out on ID card and passport.
• Document 2 and 3 can be a copy of the document but must be signed to certify on copy.

 

*If you are inconvenient and really can not visit DeeMoney branches.
Please, follow this link https://www.deemoney.com/sign-up/ to do online application. Our sales team will reach you within 2 working days to verify and process it once you submit completely.
After they complete your registration process successfully and then you can use our DeeMoney app to do the transaction, the transfer amount will be deducted from your Thai bank account by using mobile banking to scan the QR code to process the payment or K Plus if your both registered mobile no. match.

*Note: Though you register at DeeMoney branch or online, you still have to provide above-mentioned documents.

 

For more information please contact our call center at 02-821-5555 (9 am-8 pm) or leave your mobile number. Add our official LINE ID (@deemoney) or visit our website: https://www.deemoney.com/ for information on rates and others.

Interesting,  it's a different response than the one I reived above. Thank you. I'll contact them to see if I can open one. I don't have a WP but on a one year marriage extension.  Will let you know

Yeah you could.

Two ways.

If Since you're married, you can get a WP. You're wife needs 1 milion baht in the account to apply for a foreigner WP. Since she is clearing only 50k per month, I'm not sure if you want to invest that money.

Unoficially, you can help your wife out in the kitchen as the changes that you will be caught are next to none. If for whatever reason immigration does walk in, you'll likely get a slap on the wrist or a fine.

In the extreme rare cases, there is a prison sentence attached to it. However, like I said, this is extremely rare. 

Personally I would say go for it, if it's only part-time, and helping a hand here and there. Keep a low profile and keep it low key.

Doom sayers will say don't, and legally there are right of course. Living on the edge ????

2 minutes ago, Pib said:

OK...I missed that.  I just sent Deemoney an email asking if they require a WP...see what they say...see if they say the same thing assuming they answer.  

Aswesome, let us know what they say. 

I don't think you in particular need a WP as you're a cosutmer already, however it seems that the new AMLO know your costumer rules, do require it for new sign ups. However, when set-up already, and a costumer, you're good to go. 

 

Just now, Pib said:

Got a reference....got a source....like a Deemoney ref/source?

Yes, look 3 comments above.

1 minute ago, Pib said:

Already have an acct...had it for years.

I understand and than you're lucky. For people who didn't the new regulations apply when opening an account.

"Please note, these documents are required for verification as per the AMLO and Bank of Thailand guidelines, effective September 26, 2021"