Samui Green Tree

Hello, I currently own several properties in Thailand that are fully paid for and generating a solid rental return. I have come across an opportunity to purchase another property and I am considering taking out a mortgage instead of using my savings for this investment. I have approached Kasikorn Bank for a loan, but I was taken aback by their repayment terms. The mortgage repayment period offered is fixed at 5 years with an interest rate of 9% per year (45% total). I am seeking advice on whether there are other options available with more favorable interest rates for a loan amount of approximately 8 million Baht. Thank you in advance for any guidance you can provide.

Hello All, Just a quick question re importation of a car in a Thais name. I have a old classic back in Europe which I would love to bring into Thailand and use it as my weekend runabout. here is my question. My partner of 20+ years here in Thailand has a sister happily married with kids back in my home country. A few years back I was told that a thai living abroad could import 1 car as long as its been in their name for more than six month in the country of origin ( Minimal import duty ) Is this True? Could I transfer my car into her name, fully insure it under her name then after 6 months or more have it shipped to Thailand. I would also fly her back to Thailand to receive the car on its arrival. I'm happy for the car to stay in her name here in Thai even tho she would have returned home to her family. is there such a thing as this loophole or is it more bar talk?? Thanks in advance.