Interesting regarding travel/medical insurance. Spoke to an insurance company only yesterday https://www.goodtogoinsurance.com/ for European cover for the wife, absolutely no problem, then, because they are one of the very few who have no upper age limit, I enquired for me. They said their maximum cover was only 93 days which is fine for a 90 day trip but they have removed Thailand from their list of World Wide Cover!! Wouldn't give a definitive reason but cautiously hinted the restrictions in place leading to too many claims!!
The Thailand Pass insurance/medical requirement may now only be $10,000 but for over 65 or 72 in some cases, it may as well still be $100k or more because few companies apart from AXA Thailand (providing no pre-exisiting medical) will provide cover for any extended period unless you are prepared to pay in excess of £700 - £1200 for a policy.
Would be interested if anyone staying for six months in Thailand and six months in their own country in the over 65 group take out travel insurance or medical insurance and with who, or do they simply not bother or take out a 30 day cover just to get over the Thailand Pass issue!!