shortstop2

Just now, Georgealbert said:

Pensions became payable anywhere in the world, but without uprating

Seems to me, the big issue is not the lack of uprating but the inability to use the NHS.   Yank's equivalent of uprating is Social Security's Cost of Living Adjustment (COLA) for which we are eligible no matter where we live.  

But our inability to use Medicare (which we paid into all our lives) anywhere in the world except in the USA is problematic.  

Just now, Georgealbert said:

Pensions became payable anywhere in the world, but without uprating

Seems to me, the big issue is not the lack of uprating but the inability to use the NHS.   Yank's equivalent of uprating is Social Security's Cost of Living Adjustment (COLA) for which we are eligible no matter where we live.  

But our inability to use Medicare (which we paid into all our lives) anywhere in the world except in the USA is problematic.  

Just now, jphasia said:

So every month, it appear on my AIS bill.

Please note that I have a postpaid AIS plan.

Just now, Stocky said:

You can add to phone account if it's postpaid. If you're on a prepaid phone you can't. I put Netflix on my AIS account, Spotify was on AIS but their agreement ended and I moved it to my Kbank virtual card.

OK since I have prepaid then I guess AIS is not an option.

I have a Kasikorn account that I almost never use.  Are there any fees involved with the Kasikorn Virtual Card?

Would prefer to use Krungsri, Bangkok Bank, or SCB though if they have no fee virtual cards.

Just now, Neeranam said:

Mine is automatically added to my DTAC number. 

So you just gave Spotify your DTAC number and it works.  Or did you have to enable some pay system with DTAC?  I'm assuming whatever you did with DTAC that I can do with AIS.

I want to pay for Thailand Spotify Premium in the easiest way possible.

I have a Krungsri ATM card but it doesn't have my name on it.  It just says Privileged Member. I've never been able to use it for online payments.

I have accounts with multiple banks.   But I'm also under the impression that I can pay with my AIS balance.   Can I just top up my phone and Spotify can be paid?  Or do I need to register with AIS for some payment system.

For those of you that use Thailand Spotify Premium, what's an easy way for me to pay for it?

15 hours ago, Georgealbert said:

By doing it after renewal date, you get longer out of the new licence, up to almost 6 years.

Would someone please explain how you get the extra year?

Probably way to many people around but there are free outdoor machines by the police box on Dongtan beach.

Inquiring for a Swedish friend who wants to stay approx 90 days.   His plan is to get a 60 day visa and then extend for an additional 30 days.

Will the extension expire 30 days after he gets it or does the 30 days get added to the original 60 so that the extension expires 90 days after arrival.

On 7/18/2023 at 10:47 PM, Yellowtail said:

Nice tip, never checked before, a full two percent higher than I'm getting now, and more options...

I'm also a Fidelity customer.

Currently, Treasury yields are higher than brokered CDs which is not always the case.   You can buy them at either original auction or  in the secondary market at Fidelity with no commission.

If a Treasury and a brokered CD is yielding the same rate for the same duration, I suggest Treasuries because if you need to sell for some unforseen reason the Bid-Ask spread is much more reasonable with Treasuries.  One often takes a real haircut if selling a brokered CD.

20 hours ago, lextsy said:

i think its 1 per 100 + additional for certain items

Yup. But if I recall correctly in the past it was 1 per 50 baht plus additional for certain items.

I find Pattaya area baht busses more fun than Angeles City jeepneys.  An interesting environment to throw strangers together who have been drinking all night.

There is an Angeles City 7/11 with seating for 150 and music thumping that is one of the best 7/11s in the world.  Not too many foreigners though. Also on that list is the Pratumnak Beach 7/11. The Pratumnak 7/11 is more scenic but the hong nam is for employees only.  Many Russians.

Just now, HappyExpat57 said:

the cheapest medical assistance I could find was $30 PER HOUR with a MINIMUM of eight hour shifts x five days a week. Needless to say, I sought other options.

I know someone who worked in home care near Bangkok taking care of an old Thai guy.  She's not a nurse though.  She was earning 16K baht a month and free room and board living with the family.  Not sure what the agency was charging the client.

Here's a link to the USA-Thailand tax treaty.  

https://www.irs.gov/pub/irs-trty/thailand.pdf

Article 20 deals with pension and Social Security payments. 

4 minutes ago, OneZero said:

Those folks whose home country has a DTA with Thailand are exempt. 

 

Also exempt will be those who have been taxed in a foreign country that has a standing Double Tax Agreement with Thailand.

The USA has a DTA with Thailand.  However, I have arranged my finances so that I am in a 0% tax bracket.  So my income, Social Security, Traditional IRA withdrawals and Roth IRA withdrawals could be taxed in Thailand?

2 hours ago, Thorgal said:

3. Your monthly pension in Thailand can be seen as "world income" if you pay it directly from your pension fund to Thailand. In that case you will have to pay income tax in Thailand based on your pension brought into Thailand.

4. If your pension has been first paid on your private overseas bank account, then it won't be considered as "world income" and not be subjected to Thai income tax.

 

Like some Americans my Social Security (government program) income is paid directly to Bangkok Bank.  Wonder if this will be taxed?

Perhaps better if I have my Social Security paid into an USA bank account?

On 8/12/2023 at 3:44 PM, khunPer said:

As mentioned above, a last will is very important, as a girlfriend is not an heir without a will. You can also appoint your girlfriend as executor in the will. Even a simple document signed by two witnesses can serve as a valid last will; you can even sign it at the local amphor office and have it kept on file there.

(Source: "Thai Law for Foreigners", page 77-80.)

Last year,  I created a new Thai will as I have a new bank account which wasn't listed in the old will.

The first lawyer had no interest in going to the amphur to have the will registered.  My girlfriend and I went and couldn't figure out how to do it.  It's a busy amphur; perhaps easier at others.  My new lawyer also said it wasn't necessary.   I got the impression from him that perhaps there was a downside to registering in case I subsequently create a new will that doesn't get registered.  at any rate, right now it is not registered.

I suppose that with the Thai will she can get death certificates that my USA brokerage account will accept where she is named as a beneficiary. 

Thanks for all the responses so far!   ????

4 hours ago, superal said:

non-slip paving

Good idea!

2 hours ago, whiteman said:

Do you guys get any written acknowledgement of your visit?

Never received any written acknowledgement.

But the lady who usually handles this sitting outside the extension desk is one of the nicest people at Immigration. 

Probably don't need to go but it's easy for me to get to Jomtien Immigration so I don't mind. I'm on Soi 5 quite a bit using my Cheap Charlie card anyway.

What is the procedure for obtaining a death certificate?   I'm specifically interested in what documentation a Thai in a long term but not married  relationship must provide.

I heard True 4 U is showing some of the games.

Does anyone have schedules for 3BB or Truevisions?  Googling around it is not easy to find this info.  I'm especially interested in the USA-Holland match at 8AM Thursday morning,