Leveraged

Evergrandes problems are already effecting most US indexes in a negative way. I personally hope it all falls down. The US stock market has been ridiculously overpriced for a while now, fueled by Biden’s unnecessary trillions pumped into the US economy, which is both sending inflation through the roof and creating a precarious position for any investors, especially those on the verge of retirement. There’s a serious market correction on the horizon and all it’s going to take to trigger it is an issue like Chinese corruption and market manipulation into the fray to send it all down for a while. For long term investors like me it’s a boon as I still have a while in the market before it matters, so I can keep buying in and the low potential prices are great - if/when they crash. For retirees relying on their portfolio right now? I’d be worried and cautious. For people with a long time horizon? Keep buying.

Some cooling system basics because it looks like it’s needed: Water cools the engine, not “coolant”. “Coolant” is added to the mix to resist corrosion and provide some lubrication, but it isn’t cooling the engine. Water is doing that. You can actually run 100% straight water in your system straight from the garden hose and the engine will stay cool just fine, but won’t last long as corrosion will set in etc. Coolant AKA ethylene glycol does raise the boiling point of water slightly, but the real workhorse of the operation is the radiator system pressure that raises the boiling point. Leaky cooling systems run hot because they don’t seal and can’t maintain pressure which lowers the boiling point and inhibits heat transfer. Either buy branded pre-mix or just make your own own at around 50/50 or 60/40 or read your owners manual for the appropriate ratio and rating.

It’s hard to get the USA companies to issue a letter because the Thai gov wants it to be stupidly specific and use pointed wording. It’s also worth noting that USA insurance will probably not cover you for asymptomatic hospitalization so it’s almost better to get “covid insurance” I got mine through AXA and they’ve got a proven track record of actually covering people with covid both asymptomatic and symptomatic. You could always get a higher fare return ticket for say 60 days after arrival, then cancel and get a refund for the return leg, thereby only needing 2-3 months worth of insurance. I think mine when I did it like this was around 7k baht for 3 months with AXA. It’s actually not a bad idea to get this insurance considering all the tests you’ve got to take and the fact that they WILL put you in a private hospital for at least 2 full weeks if you fail one.

Books absolutely murder any tv show or movie but it takes a certain kind of environment for me to be able to sit down and read. I usually read in bed at night to relax, but only a half hour or so before I fall asleep. The book reading environment is extremely hard for me to achieve so for that reason I don’t read as much as I’d like. Still get 4-5 novels in a year. Im 100% kindle