JiminLA

Thanks again everyone, and yes my first requirement would be to have my friend find out what their insurance company has to say about me, a valid Thai license driver. I just want her to have it in an email record, or something written and signed, as opposed to just word of mouth that it's ok. This would be a bad situation to find out too late that you are now liable for things even if it's not your fault. However, since I was approached by three people already here, it seems to be standard practice, and like all things Thailand, a few thousand baht here or there, and all issues seem to disappear. Unlike in my home country, where the lawyers for the insurance companies duke it out. Cheers, Jim

Thanks guys, I see one of you thainet, has experience in this area, and does what I was hoping you can do to insure a new/other driver of your vehicle. I would be willing to pay them the extra amount if needed to make certain their insurance is in top shape. Have you ever had to file a claim for an individual who drove one of your cars and had an accident, and what was involved in the settlement? I ask, because maybe you've been lucky and never had to file a claim, and so the insurance company is none the wiser about you renting out your vehicles. Thanks again, Jim

Hi, I am here in Chiang Mai, and just got my Thai Driving License, and my Non-Imm VISA, so I need a car. I can go the usual route of renting from a major car rental company near the airport, but I also have friends here renting out personal vehicles. A major car rental company will cover all Collision Insurance, and you only need your own personal liability insurance, if you want, as a supplement. If I rent from a friend, what insurance should the two of us have, since I am unfamiliar with Thai auto insurance law? In America, in certain states, there is a clause where the owner of the car can take on the liability of the collision insurance, but not clear about what happens here. If anyone could give me some advice, I would appreciate it. I do not want to skimp on something as important as insurance. I currently have medical insurance coverage, but I have not investigated what is covered in case of an automobile accident, which is usually covered by the auto insurance. Also, since I will not, or probably can not, use my CC to expedite the deal, I will not have insurance coverage from them either. Thanks, Jim