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PPGuy

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Posts posted by PPGuy

  1. 33 minutes ago, scubascuba3 said:

    I'm surprised the increases have been so low to date

    Yes indeed.

    Looking back at my past PEA bills i can see that I was paying about 4.55 per unit back in Oct12, this for using 1,151 units. With the recent increase, my last bill, Oct22, averaged at 5.53 on a usage of 1,014 units. So, an increase over 10 years of around 22%. Not too shabby.

    In that time the rates have varied, for me, from 4.87 in Jul14 to 4.14 in Nov16. 

  2. 2 hours ago, nickmondo said:

    Wise seems to have internal processing problems at the moment.

    Many times now I have experienced delays from them.

    Yesterday big delays in processing transfer from a UK bank account to my Wise UK Bank account.

    Are they really technical problems?  Or are they holding onto the dosh to make money?

    Yes, unusually I had an issue with a couple of transfers yesterday. These were UK bank to Wise transfers which didn't show as being received by Wise until about 4am Thai time today. I had sent them early Monday from my UK bank but Wise were showing 'money not received' all day. A bit unfortunate given that the rate dropped by about Bt0.65 in the meantime.

    Was unsure if issue was with my UK bank or Wise, but seems to have been a Wise issue. No direct notification from Wise of any reason but their website did have a notice of possible delays when I looked at their 'contact' page.

    Oh well, no big deal and having made over 400 transactions with them over the years I can live with the odd glitch or two.

  3. Seems that Thailand should be talking to the FIFA 'sales agent' Infront as they have the media rights for the Qatar WC.

    Singapore just signed up ten days back and needed to pay $22m, an increase of 10% on the 2018 deal.

    https://media.sportbusiness.com/2022/11/fifa-and-infront-secure-world-cup-value-increase-in-singapore/

    This article also makes mention of the status of the Thailand deal and the fact that similar deals involved a high degree of brinkmanship.

    Interestingly, the name 'Infront' would be familiar to those who follow past FIFA deals. They were involved in the media rights for the 2018 WC and were, at that time, headed by a chap called Blatter. This being the nephew of a certain similarly named chap who headed FIFA. Hmm.

    Since when they have been taken over by Wanda Group, but continued with the younger Blatter as CEO of Infront. So, that's Ok then.  

    • Like 1
  4. 1 hour ago, Gabe H Coud said:

    "which helped with initial verification requirement - for that I had to visit a UK branch during a rare trip to UK)."

     

    Sorry im confused, you said you opened it from Thailand but then state you had to be in the UK

     

    As im sure you'll appreciate im trying to open a Halifax current account FROM Thailand without setting foot in the UK

     

    please clarify, thanks

     

     

    Side note- wouldnt you just know it, my UK Driving Licence expires in 2 days! And of course that can only be renewed in UK in person. Hope thats not an issue, surely some bank customers dont drive!

     

     

     

     

    As I noted, I am living in Thailand and applied for the CC account from here. The CC verification process needed me to visit any UK Halifax branch with proof of ID (passport) and address (UK licence).

    Once I had the CC account I then applied for a bank account with same UK address - I was back in Thailand by that time. No further verification needed at this point. I was able to open the bank account based on the previous verification for the CC account.

    If you already have a CC account with Halifax, with UK address, I would expect you could also set up a current account with them based on same address info, even if you are in Thailand (as I did). Your expiring UK licence may not be a problem as you will already have a history with them.

    Of course, their checking process may have changed in the meantime.

    Give it a go.   

  5. 4 minutes ago, Gabe H Coud said:

    That's useful to know many thanks. 

     

    But just to clarify, the key point is did you open the current account whilst in Thailand (or anywhere outside UK/EU)?

     

    Or just moved to Thailand afterwards and changed your address? 

     

    I think there's a distinct difference 

    I opened the current account whilst I was living in Thailand. I used a family member address in UK in the setup process (also have UK driving licence with same address, which helped with initial verification requirement - for that I had to visit a UK branch during a rare trip to UK).

    Once opened I changed my address details to my long term Thai address. That was about 5 years back, so requirements may have changed since then.

    As I noted, having a Thai address does impact on receiving new cards. 

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  6. 16 hours ago, Kwasaki said:

    If they accept you they will send you a secure key thing like a small caculater for use with the computer or mobile phone connection when going on-Iine

    They are available on a phone number they give to people abroad. 

    I set up a First Direct bank account a few years back with a UK address. Then changed to my Thai address / Thai mobile with no problem. I migrated from using their calculator login gizmo a couple of years back to a Digital Secure Key. Use this both for their App and online access. Works fine but I seem to recall having to call them to assist with the setup process.

    • Like 1
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  7. Just now, Gabe H Coud said:

    Er, probably yes I'll look into it. I had the card from when still in UK. Hopefully now I'm not they will still treat with me for a current account 

    If your Halifax CC has a UK address for you it should be no problem. I initially opened a Halifax CC, with a UK address a few years back and subsequently opened a bank account with them. I then changed my address to Thailand with no problem. Only issue is that Halifax will not send new cards to Thailand. Easy option is to just keep your UK address on record. 

  8. 1 hour ago, Gabe H Coud said:

    I just need to find a way of paying off my Halifax Clarity credit card as that's what I use to live on here ie to get cash. 

     

    I then transfer from Santander to pay off the cash advance to nullify any interest charges 

     

    I have some savings accounts linked to Santander but going forward I could link them to another UK bank whose systems didn't lob me out every time I used them! 

     

    Hence me asking on here how others get on with other UK banks 

     

    If you have a Halifax CC can you not open a bank account with Halifax? Would that not solve your problem? 

  9. 5 hours ago, bradiston said:

    The original article says 449 passengers. Flight radar gives only 2 flights from Moscow to Phuket on 30th, both Aeroflot, both on Boeing 777-300er. Their max capacity is given as 386 but I suppose there are variations. Cram class I guess.

    Nordwind fleet info is here:

    https://www.planespotters.net/airline/Nordwind-Airlines?refresh=1

    Their B777-300ER planes have 486 capacity with one class economy config.

  10. 22 minutes ago, KhunBENQ said:

    My Euro transfer to Bangkok Bank does. I select expenses for long stay in Thailand as the purpose.

    Might make a difference 

    There was a period, about a year back, when transfers to BBk, even though 'long stay in Thailand' was selected, was shown as a local transfer.

     

    IME, that was the only period, since that specific purpose was introduced by Wise, that FTT was not shown by BBk. Wise do advise that such a designation is not guaranteed but it has, in the main, been consistently applied. So, it does make a difference, until it doesn't..........

    • Like 1
  11. I had an issue with Wise / my UK bank over a missing transfer about 2 years back. The email I used to contact Wise was their Support email - [email protected] - this was before their name change so likely just delete the 'transfer' part of the email.

     

    Eventually it turned out that the bank faster payments system had a glitch that caused the transfer to Wise not to be completed.

    It took a week or more to be resolved as my UK bank were insistent that the transfer did go ahead and Wise, similarly, could not trace any receipt. After many calls to my UK bank they finally admitted the problem was at their end and I received compensation for their poor service on the matter. Wise were excellent in the way they clearly investigated the problem and reported back to me in good time.

     

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