What he is trying to protect himself from is being denied entry on return, and to successful disengage from the 5 year(4 years left) need to keep the heavy financial obligations of the visa and insurance requirements. If he reenters without the insurance, first I think the airlines wont let him fly in and if they would,will immigration just deny entry or let him come in visa exempt?Like most of us are changing to an non immigrant o from the oa.... insurance premiums have skyrocketed...