Planning to get an LTR Visa using US SS pension. As the payment at FRA is exceeding 3K USD/month for many people (mine will be $3600 in 2026 without COLA) in the USA, what are the prospects of getting an LTR visa? It still requires a health insurance or 100K USD in a bank, I assume. What are forum members thoughts on this visa? Is it better to get an LTR or the traditional Non-O retirement? My plan is 50/50 in Thailand and USA from 2026. Right now I stay 50/50 in the USA/Thailand using an agent assisted (12.5K THB/year) Non-O. The only benefits I see for me is the ability to work legally (which I do right now anyway as a remote worker) and to avoid 90-day reporting (which costs me 100 baht now). Hence, I don't see great benefits using an LTR for retirement.
Any thoughts and other benefits? Pros and cons? Thank you all.