If the account is overdrawn, no matter what name it's in, then the overdraft will be fully recovered with fees, by any new deposits and before any new withdrawals are allowed....this is pretty much global Banking 101....nothing new here.
Nvidia makes graphic processing units GPU (video cards) for high speed gaming applications.
It's not really correct to designate them as the leader in AI technology.....that might be a future goal but certainly not how they got to where they are today.