KUGS

I use Juthatip Fontaine at Kingdom law group in Bangkok when I need a lawyer (4 times so far), her/their fees have been reasonable.

3 hours ago, Srikcir said:

When you refer to "Arabs" you are referring to an ethnic group, not nationality. From various sources of different dates (you cite none):

• Ethnic Swedes make up about 80% of Sweden's population; followed by Finns; then people from Bosnia, etc. Arabs represent 5.3% of the total population of Sweden. About a quarter of those Arabs are Christians. 

So "full of Arabs" and "animosity attitude towards Israel" is questionable, if not discriminatory. 

 

That’s not true, perhaps 20 years ago. 

On 9/2/2023 at 6:42 AM, aldriglikvid said:

Demand is through the roof, and that's why they're raising prices. That's not "Thai Economics" but traditional Austrian Economics. 

Where it hurts, I believe, is that you Euro-poors aren't in the crosshair of TPC. The 70's are no more, unfortunately, and your EU-pension can't compete with the Koreans, Japanese or the Chinese. 

So previous articles about Thailand aiming to ramp up annual revenues for the Thai Elite Programs are not true then?

12 hours ago, scorecard said:

And that varies, I researched this about 1 year back. Every company I checked had a max age, usually 79 years old, some much younger. After the max age they won't continue the policy.

 

Also some won't allow you to start a policy, (first time) if your over 45 years old. Grim.

 

Another variation, 6 months back a farang friend in Pattaya took a policy for the first time, from a famous global company. He was 78 years old, their max age is 79. Different to other companies they agreed to give him a policy for 1 year, then cannot be renewed. Lowest level of cover, 134,000Baht for 1 year. He paid it. 

 

All the more reason to do solid research and re-check it regulalry on what's available from Thai Gov't hospitals.

 

And it's not standard, it varies quite a bit from hospital to hospital and some gov't hospitals give discounts if you're a member of aligned organizations.

 

Call and ask see what's available.

 

And don't believe that there's always a 2 or 3 hour wait to see a dr., etc., at gov't hospitals, usually way better than that.

 

My most recent visit (A semi-private hospital which accepts older folks holding an array of cards. They accepted me in a seperate close to free category because I was over 70 years old.  I waited 15 minutes then saw a pleasant throrough dr., he spoke good English.  

 

Check it out, doesn't take much effort...

Thanks for your input????

On 8/21/2023 at 9:26 AM, Adumbration said:

Accident insurance (AXA) for unforseen events. 

For surgeries go to New Dehli or Calcutta and for chronic and terminal illness go back to your county of origin.  

 

Sheryl will provide the only advice worth listening to when she posts on this thread.

Looks reasonable but it might be hard leaving wife and daughter behind in Thailand after becoming chronic and terminal ill.

2 minutes ago, bkk6060 said:

Can't answer the question unless you go to a broker and explain your history.  They will greatly raise the rates based upon pre-existing and even then, will likely list issues they will not cover at all.

The "self insured" from my experience have very little assets to cover something major.  2 million baht

would be a good starting point, most have much less.

So, the goal should try and stay as healthy as possible.

One thing I do suggest is to get a good accident policy.  Accidents of various types are very common here so at least get coverage for that.

Thanks, I was in touch with brokers at the age of 55 and found the underwriting teams ridiculously and unreasonable careful, and I am also not sure that I can trust the brokers in their interpretation of the underwriting team’s wordings. 
 

Can I ask you how much cover you would be comfortable with in a medical insurance as a Bangkok resident?

11 minutes ago, 1FinickyOne said:

I self insure. I think the last thing I would want if I had a medical issue would be to be fighting w/an insurer.

 

And if I was the insurer, the last thing I would want would be an elderly insuree

Is there a minimum reserved amount of THB you would be comfortable with after 65?

3 minutes ago, KannikaP said:

WHEN one, hopefully, get to an advanced age, not VERY old.

What would you class as VERY old?

When the insurance company does not want you as a customer anymore.

After a whole work life being covered by European public health care and travel insurence.
Getting medically insured at 65 could be expensive, getting more expensive as years pass before denyal to renew, should one get very old. There would possibly or probably be exclusions due to your medical history. Would an insurer find loopholes when the insurance is needed and what will happen to fees and coverage once the insurence has been used?
Health care are quite cheep in Thailand. Is there an age and an amount of money in the bank that would make more sense than going for insurence?
Any thoughts?
Getting out of bed in the morning is a risk????

27 minutes ago, Moonlover said:

 

It probably wasn't necessary and most certainly wasn't desirable!

 

My ex neighbour, a now deceased German lost a leg due to diabetes. When his renewal came due, his wife went to immigration and explained the situation. They accepted the application from her and made a house call to confirm that he was indeed infirm. The same happened the following year.

 

There was also a story on this forum recently about a lady who was sick and couldn't attend the office. Imm officers also made a house call.

 

P.S. Getting a hospital bed into an ambulance must have been a bit of a challenge.

Sorry a hospital type of bed, the public hospital type. 

On 8/14/2023 at 2:03 AM, Moonlover said:

And you are not correct about that either! Read the 2nd page of a TM7

 

'APPLICANT MUST SUBMIT THE APPLICATION IN PERSON WITH THE EXCEPTIONS OF HANDICAPPED PATIENTS OR PERSONS WITH DISABILITIES'

 

At Chaengwattana immigration I once saw an old western woman being wheeled by medical staff in a hospital bed, outside where a medical transport in the form of an ambulance waiting for her????

21 hours ago, Vatman said:

I'm up for my 16th annual extension of my Non-O based on retirement within a couple of weeks. Shock! Horror! My Thai wife, we've been married 26 years, yesterday told me she has spent my 800k keeping her restaurant going. What can I do? I'm 75, on UK passport.

How could she spend these 800k? They can’t be held in a joint account, or is that permitted in Pattaya?

22 hours ago, theoldgit said:

@KUGSyour post is discussing visas and residency in Thailand, but you have posted in the Visas to other countries forum, non Thailand, I’ll move your post to a more appropriate forum.

 

As has already been pointed out there is already a long running thread on this subject.

Thanks ???? 

21 hours ago, novacova said:

I’m sure because they don’t want a bunch of slackers migrating here and mooching off the system, like what the idiots are allowing in the US. So if you have money, can produce income for Thai people or can exercise some benefit for the country, then by all means, you’re welcome to stay as a guest. Permanent citizenship is a task that I’d never be interested in. Everything is easy enough as it is.

Clearly countries benefit from a well handled immigration. I’m not in Thailand to mooch, I’d say I am leaving a positive mark on Thai economy. Retirement is not that far away and I would appreciate being able to make permanent plans, that’s all.

Hi guys, 

is it enough to show the police ones driving license in the DLT QR license app? Or is the actual driver license needed?

Thanks

Migration is a hot subject in EU, I suppose primarily due to the fact of immigrants who were unwilling or unable to establish themselves in their new country. Never have those immigrants who were willing and able to establish themselves been seen as anything other than a part of their new country. So why don’t Thailand make things easier for those foreigners who would be willing and able to establish themselves in Thailand to permanently live in the country? 
I have a wife and daughter in Thailand, own two homes and I have money in the bank but not the skill set wanted nor allowed to work in Thailand. I wouldn’t mind paying the 5-10 thousand per month instead of the minimum tax collected from foreigners who qualify by work and paying tax as a part of qualifying for citizenship or permanent residency.