We maintain our required 800K in a fixed deposit with Bangkok bank. It hasn't moved for years except adding interest. We asked Bangkok bank for the 1 year statement which needs to come from BKK. They told us 5 days, come back Monday (7 days). It was not ready, had to go back Tuesday. We went immediately to immigration but the statement was not valid as it was dated 8 days previously and we had to go back to BKK bank to get another statement for the missing 1 day (another THB400 please!). Apparently this is a common occurrence with this bank and we have had a similar problem before. So, my question is, we want to transfer the deposit to another bank but at what point can we take it all out to move it so we are legal next year? Can we empty the account after three months as long as it is there 3 months before the next year's visa? Thoughts would be appreciated.