I am thinking about splashing out and booking Christmas Lunch at The Hilton
They haven't yet released details for this year but last year I believe it was 4500 baht/person
At this price it needs to be exceptional
Have any members been?
You have savings so ask Cigna what your premium would be if you paid your policy in full on the renewal date, you could then replenish your savings monthly.
I have a Pacific Cross policy through a Pattaya agency which I do pay in full, when I asked what it would cost to pay monthly I was astonished how much they loaded the cost.