I have the same issue with Bangkok Bank. Obtaining a yellow book IS a laborious and not inexpensive process but it will have other users down the road so I have started down that road. As soon as I have it, I intend to open a Kasikorn Bank account (at visa renewal time to mitigate there being two sets of bank statements which would be a PITA as I use the monthly income method). What REALLY concerns me after reading this thread is that Bangkok Bank would not allow Gecko123 to actually remove his own money without the Yellow Book. Is that even legal? My branch manager gave me as option No.2 (No. 1 being get the yellow book or you don't get your account back) to "come into the branch, withdraw all your money and go somewhere else"....