gymboy33
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Posts posted by gymboy33
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Rest assured
mr t's war room is on full alert,
now the dark forces of the yellow shirts different groups
and abhisits scoundrel party are on the loose and attacking,
trying to cause chaos and violence!
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those abhisit dem mps are really showing themselves as a bad and desperate bunch.
Worse then their yellow shirt street mob.
storming the speaker like a wild bunch of animals, what ever next?
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they lsot by-elections b4 the last main election
and there were sum foolish dem cheerleaders finking that the dems would win the nex election!! lol
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they lost a load of by-elections b4 the last big election and a load of dem cheerleaders were getting excited about it then.
and we know what happened next.
so i wouldnt get too excited lads like last time.
or u may look like fools again!
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5% per year from the price.
5% of 375,000 (loan price) is 18,750 x 6 (6 years/72 months loan period) = 112,500
or 5% of 440,000 ( total price down+down payment) is 22,000 x 6 (6 years/72 months loan period) = 132,000
but as i mentioned in the first post
7245 (monthly repayment) x 72 (72 months loan period) = 521,640 so 521,640 - 375,000 = 146,640 extra or interest
so what am i missing or where have i made a mistake
cheers
Without seeing your statement and the mechanics of the calculations, me's think's it goes something like this.
440,000 - 65,000 deposit = 375,000 + 26,250 @ 7% VAT = 401,250 X 5% interest + 20,063 X 6 = 120,378 + 401,250 = 521,628 divided by 72 = 7,2448333 re-occuring = rounded up to the nearest whole number = 7,245 per month.
thanks buddy your correct.
on the statement they had + VAT before the 375,000 fiqure.
and (รวม VAT) before the repayment price 7,245
and รวม means include.
on a different note the bank who loaned the cash said if you payed early you would get a 50% reduction of the remaining interest.
so i assume if i paid all off in 1 year i would pay 375,000 + 20,063 + 50% of100,315 = 50,158 (50% of the remaining five years interest)
Is about normal or not so good?
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5% per year from the price.
5% of 375,000 (loan price) is 18,750 x 6 (6 years/72 months loan period) = 112,500
or 5% of 440,000 ( total price down+down payment) is 22,000 x 6 (6 years/72 months loan period) = 132,000
but as i mentioned in the first post
7245 (monthly repayment) x 72 (72 months loan period) = 521,640 so 521,640 - 375,000 = 146,640 extra or interest
so what am i missing or where have i made a mistake
cheers
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hi all,
My gf gt a 2nd hand car for 440k, paid 65k downpayment and bank gave her finance the 375k over 72 months @ 5%. and its 7245 a month.
My questions are how is it 7245 amonth
as 7245 x 72 + 521,640 so 521,640 - 375,000 = 146,640 extra or interest
does that equate to 5% if so how do they work this out
cheers for any help
gymboy
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hi all,
anyone know the cheapest and easiest way to get from mo chit to swamp airport at about 4am?
any help/advice appreciated.
cheers
gymboy
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strategic retreat.
A few moves from check.
from the grandmaster.
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I talked to a linguist not long ago who said there are very little resources for Isaan. This was the recommended book. http://www.phraseboo...i-isan-lao.com/
thanks for the link.
It is difficult to find any info.
You would think there would be more considering the amount of falangs living in essan, and also considering bangkok type thai dont really go far unless your in the big cities.
cheers
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hi all ,
looking for a english-thai-essan talking dictionary.
and other essan learning material.
finding it hard going finding stuff.
soo any help appreciated.
thx.
gymboy
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from the extensive research I've done, it appears liquid nitrogen 'cryotherapy' seems to be the best choice but can't seem to find any doctor who does it. Sheryl recommended a doctor at St.Louis hospital in Bangkok but they replied 'that doctor doesn't do it' and recommended another doctor. I then sent a photo of my keloids to ask if they can be treated with liquid nitrogen and no reply. So I'm still looking for someone around Khon Kaen who can treat it with liquid nitrogen. It appears no one wants to do it because there is little profit made. The doctors I have seen want to surgically cut them out although they admit, they will grow back...at a cost of 50,000 Baht+
Good luck in finding an honest Doctor and would very much like to know if you do find one....There's lots on the internet, here's some good info: http://keloid212.com/cryotherapy.php
how big are the risks of hypopigmentation (particurly with darker skinned ppl) with this cryotherapy?
gf also come across scarless technique at rajdhevee clinic in bkk whci thai ppl on inter-net were saying was the best treatment for keloid treatment that thai ppl usually suffer from,anyone have knowledge of this treatment?
http://www.rcskinclinic.com/th/q-a/11025/Scarless-Technique.aspx
thx in advance
gymboy
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hi all,
gf a has a keloid scar (raises brown scar) on her upper left arm caused from an injetion recieved as a young child(that many thai ppl have)
wheres the best place to go for treatment?
and what is ythe best treatment?
can you have it removed?
thx all.
gymboy
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the red shirt sword pic i think was altered photoshopped
take a look at the length of the sling shot guys arm.
as i said
an example of resident forum red shirt evidence
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but you can also expect me to crop out further comments beyond this.
As expected.
i remember the red shirt sword picture as an example of the resident red shirt haters example of evidence
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im quite sure the yingluck cabinet will vastly improve on the abhisit "band of thieves" inept cabinet.
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i'm sure the "evil one" has got a great masterplan worked out for the next couple of years.
that you can all just keep guessing about! lol
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there hasnt been any conflicting polls recently, why will they probaly be conflicting over the next couple of days?
Most polls have had 30-50% undecided. One poll had 2% undecided. I call that conflicting.
there was a reason that poll was only 2%
which bangkok pundit wrote about
which i posted when you raised this point before on another there pp still leading i think
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Another poll? Aren't we into the "no polls published" phase of the campaign season yet? The vast gaps in the numbers in this poll suggest everything is still open.
I think a lot will be determined by how well BJT does in places like Korat ... and how some of the tiny parties do in the South. It will be a 'squeaker' for sure .. and not a route like some people seem to be thinking.
"Aren't we into the "no polls published" phase of the campaign season yet?"
7 days before ... so the end of this week.
Expect a heap of polls (probably all conflicting) coming out over the next couple of days.
there hasnt been any conflicting polls recently, why will they probaly be conflicting over the next couple of days?
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I note the criticism of the Suan Dusit poll. Apparently, because some people do not agree with the results it is corrupted and false. Great logic. I am of the view that a non aligned university is able to take a sample and provide non-biased results. None of the critics has provided a viable reason as to why the results should be rejected. Not one example of flawed methodology. Suan Dusit used the largest sample size to date. That means the results will be more reliable, in the absence of a methodology or sampling error.
The poll actually provides some "bad" news for the PTP, that some people denouncing it don't quite grasp. As some have observed, PTP support was not as overwhelming in the North as expected. Although a strong number, it would have been expected to be 10-15 points higher. Even in the Northeast the take away is that the PTP may dominate, but the Democrats do have support. The South is overwhelmingly a Democrat stronghold. One would expect that on Phuket with a population of so many northern workers that this might have skewed the results by a few points. It did not. The deep south allegiances lie with the Democrats and this would suggest that a PTP government would have some issues dealing with the muslims should it win office.
Yes the poll is good news for PTP, but it isn't great news. As for those that are scurrying about criticizing the data, I suggest that they go and read the complete poll and the methodology. If you think it is an inaccurate poll, please explain why. Claiming that the wife's friend from the beauty salon said that last week she heard from the somtam salesman that they gave out a papaya for a vote in favour of one party is not a valid argument.
The only thing I question, is the percentage of undecided. Having such a low percentage of undecided (particularly with 30-50% undecided in other recent polls) seems quite unlikely to me.
4. On the low number of undecideds compared to previous polls, there is note at the end of the poll stating that if those polled gave the answer "undecided" ("ผู้ที่ยังไม่ตัดสินใจ"), "unsure/wavering on who to vote for" ("ผู้ที่ลังเลว่าจะเลือกใคร"), and those who said they "wouldn't say" ("ผู้ที่ไม่ยอมบอก"), that the person who was surveying then asked the person surveyed who they were voting for. The note says this was done to provide a clearer picture.
In polling parlance, these people are called 'leaners' (amongst other names). Ideally, the poll would have done two graphs: one including leaners and one that didn't. This would be useful to see the solid vote for each of the parties as well as who leaners were intending to vote for. Of course, by there very nature 'leaners' can be persuaded to change their vote so the Democrats still have some hope to reverse the gap…
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im sure taksin wont make the same mistakes as last time.
and i think you f/t forum taksin haters should keep yr predictions alone for a while.
because if the polls are accurate, you all got it totally wrong!!
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Puea Thai is not a party you can take seriously,
Maybe for you but the electorate says otherwise
Not yet it doesn't.
Only manipulated polls hint at things, nothing more.
even old mark is taking these polls in except the ones with more then 50% undecided.
they cant all be manipulated by the "evil one"???
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so according to suthep all the polls are manipulated by thaksin.
signs of desparation./
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he's gotta be joking.
he's been out played by the"evil one".
He would of had a much better chance if hed gone ahead with the elections in november which the evil one turned down.
And u can see why he turned dem down now.
Uk Passport For Thai Born Baby
in Visas and migration to other countries
Posted
hi,
I uk national by birth with uk pasport
and
my thai gf also a uk passport and and citizen thru naturalisation,
which to apply for a uk child passport for our 3 month old baby born here in thailand,
my question is
is my gf naturalisation registration certificate,
instead of my long form birth certificate, (because i havent gt it now)
because i found this below
If the child was : Born outside the UK
You must include:
http://ukinhongkong....d-passport#fill
thanks for any help
cheers