KhunOr

How to open the link?

 

I see only a half truncated "Posted by Ptss on Friday, 24 March 2017" and clicking Ptss gets nowhere.

 

Not only this link, but all links posted on ThaiVisa in recent weeks. None lead anywhere.

 

Using a PC, Windows and Firefox.

 

Thanks anyone who can enlighten me.

 

 

Get a dog that lives inside the locked house at night. Don't keep it outside as it can be poisoned there easily (or will be bitten to death by mozzies).

1 hour ago, kannot said:

what was the final outcome? or do insurers here just roll over and payout and give up?

Always had first class insurance and it 'pays' to have it driving in Thailand. Yes, after inspection of car and crash site, they paid for all repairs and as far as I know did not go after the contractor.

My latest Firefox firewall is marking the Thaivisa login as: "This connection is not secure. Logins entered here could be compromised". Reason is there is no https for the login procedure so it can be easily hacked.

 

Could anyone (especially ThaiVisa) please comment and give assurances?

Anyone remember the chaos in Chiang Mai 23 years ago when the superhighway was under construction? At that time I had to cross from the north side into town and back every day. There was no bridge so you took your chances weaving across the mud plain around contractor's vehicles and trenches and at night the same, trying to figure out which parts were safe enough to traverse, but without any helpful directions or lights.

Same thing happened to me inside Chiang Mai about eight years ago. Driving along an unlit road late at night and suddenly the car took off and CRUNCH. The road had been dug out for a four metre stretch to a depth of one metre. No lights, no 'road works' warning signs. When the insurance company contacted the contractors they said that the driver probably should have been wearing glasses and they denied any culpability!

To quote Come Carpentier De Gourdon:

 

"Many top politicians in America are notoriously bought and paid for by either private interests not committed to the country’s welfare or by foreign governments, “friendly” or not. The Clintons have long benefited from huge contributions made to them, directly or indirectly by oil-producing and other countries, and the Zionist lobby controlled by Israel is well known for bankrolling a large number of senators and congressmen.

China, among other states, is also generously and regularly funding influential US (and European) statesmen and bureaucrats. The globalisation of the American empire has, as a corollary, the increasing internationalisation of the US political system, which is infiltrated and pulled hither and thither by anonymous and not-so-hidden foreign puppet masters.

The real question is not so much whether Trump is his own man or is under obligation to President Vladimir Putin, but rather how he is going to tackle the massive challenge he is facing from a rival gang, whose leaders are both Republicans and Democrats, joined by common interests and paymasters."

10 minutes ago, Ramen087 said:

Apology accepted; thank you.  I have seen it more than once. I agree the actions are less than optimal. But I see no illegality nor cause for impeachment, as many have asserted. If a person were anti-Trump, you're in heaven (I guess) viewing this.  It's well know Trump was a businessman with global contacts.  The minutiae of what will make an impeachment attempt worthwhile is for lawyers.  Unless a person is totally wrapped up in the 'by any means necessary' crew, you're likely to not give a toss.

Exactly!

 

To the vast majority of the world (not to mention half of Americans) watching the progress of the newly elected President of the United States being thwarted at every step by the 'any means necessary' crowd it has become tiresome.

4 minutes ago, LannaGuy said:

Not at all I assumed that you would understand that "challenge yourself" meant just that (over the Russia issue).

 

I do understand that many, especially in the US, have been raised on an anti-Russia diet and nearly all those who partake of this feast of hostility have not even visited Russia but have just accepted the 'norms' of anti-Russia sentiment. Russia is NOT hostile to the US in my view and has been the one nation to take the lead in Syria and actually fight, and largely defeat, ISIS.

 

It is my view that much of the anti-Russia sentiment is habit not based on actuality. Back on-topic - is it really a sin to chat to the Russian Ambassador?  or are we now back in the 'reds under the bed'  nonsense?  

 

I am not a Trump supporter but he is RIGHT on trying to get closer ties with the largest nation on the planet.

 

Well said.

10 minutes ago, possum1931 said:

So you use banks regularly in the UK ( assuming that's where you come from) and Thailand?

You are happy to pay 200 Bt, maybe more now, to use an ATM with a foreign bank card?

Yes I'm a Socialist, you are obviously a Capitalist, but each to his own.

I think I get where you are coming from. You are a socialist and think that services should be provided free and furthermore that it is fair game to rip off any service provider that makes a profit. "Oh dear" as another poster put it.

 

I have sevral bank accounts in Thailand and none in any other country. ATM withdrawals are free if I use the appropriate card. If you don't want to pay your international ATM charges, why don't you open a Thai bank account and transfer your money from the UK once in a while by T/T. That way you'd incur minimal charges.

 

I hope that the OP has considered a way to pay his debt obligations.

21 minutes ago, possum1931 said:

Yes, Robblok is spot on in his post, there are lots of guys like him, and only right morons would try and screw him, he is giving an honest service to his customers, but banks, insurance companies, and plenty of big business are screwing ordinary people like us. I think everyone knows what I am saying.

That's one big chip you have on your shoulder there possum.

 

I have never in my life been cheated by a bank or credit card company and nor would I ever contemplate trying to cheat them. We all have an option whether to open an account or have a credit card and if we play by the rules, they are great services to have.

7 minutes ago, dotpoom said:

Get a bank that does will do it?

You do not need a bond to get a credit card if you have a work permit and sufficient monthly income.

8 hours ago, JHolmesJr said:

Credit card companies are not doing anyone a favour by issuing them with a credit card. They earn a lot of money from this. As such, they make provisions in their balance sheets for bad debts, that are rather endemic in this trade.

 

I ridicule the notion that not paying one's credit card bill is amoral. There are companies that don't pay hundreds of millions in debt, no one seems to give a damn about that, they call it a "default". But if an individual does it, it's suddenly an abhorrent crime.

What a dreadful attitude you have Jr.

 

Robblok was spot on in his post: morally dead wrong to deliberately walk away from a debt you knowingly incurred. Only the dregs of a society would do such a thing. If that's you, shame on you.

Yes congratulations to the architects.

 

But I find it odd (or just terrible reporting) that the names of the architects behind the winning structures are not even named!

 

The only names mentioned are two Thai architects who DIDN'T win.

 

 

 

 

You cannot claim a 'refund'.

 

However, if you have worked and contributed to the Social Security fund for 180 months or more, you can claim a pension after you are 55 years old.

 

If less than 180 months you may be able to claim a lump sum 'pension' once you reach 55 years old. I believe one criterion for eligibility for this is that you are still living in Thailand. This is not a refund, but a percentage of your total contributions.

 

To obtain either, you need to go to your Social Security office and take your ID and employment details, together with your Social Security card or number and fill out a form there. Your details will be checked and any pension due will be calculated and paid to you if everything is in order.

 

For more details see this website: http://www.sso.go.th/wpr/eng/retrie.html

1 minute ago, overherebc said:

 

A 15 minute wait dropped mine from around 140/90 to 120/80. Not a fast recovery but a good difference.

 

Your elevated state was within acceptable bounds and the fact that it dropped so quickly to normal also demonstrates that you have no problem.

 

However if your white coat syndrome (stress at a clinic) had caused a spike to an extreme (say 180/90) that would indicate that you had a problem. it is those extreme spikes that you must avoid and they are an important signal that you need to take action.

8 minutes ago, SaintLouisBlues said:

My physician refuses to take my blood pressure if he knows I had a cup of coffee in the preceding hour. You think he's wrong?

 

When you are at St Peter's Gate having died of a stroke or cardiac arrest following an extreme BP spike, you can tell him he's wrong about it because if you had only waited an hour your BP would have been normal.

1 hour ago, overherebc said:

 

A lot of hospitals don't think about that either.

Last time I went for check up I had just spent an hour in traffic, 10 minutes trying to find a parking place then a 10 minute walk in 38 degrees, after climbing 3 sets of stairs I sat down and the nurse wanted to take my blood pressure immediately.

She couldn't understand why I wanted to wait 10 or 15 minutes.

 

To the Op: there is so much available online about this and you should invest your time reading through reputable websites rather than rely on TV.

Until you know what is causing your elevated BP, nobody can properly advise what to do about it.

It always amazes me that people recommend only checking your BP in a resting state. This is dead wrong. It is foolish to ignore very elevated BP just because it only happens in certain situations. This includes white coat syndrome. While checking your RESTING BP regularly over time provides an interesting database, it won't indicate your true health status. You must learn how high your BP may go to, because it only takes one hit at an extreme level to give you a stroke. If you are at a consistently high level you must do something about it. If you are susceptible to extremes, you must do something about it.

You first must buy a home BP monitor. Get the arm cuff variety at a pharmacy like Watson's etc., they're not expensive.

Check your BP at home in a variety of situations and make notes. You'll find out soon enough what triggers YOUR higher BP (which is not the same for everyone). Stressful situations, certain foods, Thai massage, early morning readings, etc.,etc., will likely figure. If your highest readings are within a reasonable level and come down quickly, good for you. But if they are extreme and/or don't fall back to normal quickly, you must take action. Work on understanding those triggers and prevent them if possible. If that doesn't work, consider taking BP meds.

8 minutes ago, KarenBravo said:

One supposes, no noses.

 

One supposes, nobody knowses

6 hours ago, chiang mai said:

 

I wear dark glasses all the time, including inside shopping malls and even into early evening, because I suffer from photophobia, a condition I have learned to live with over thirty years - this means that bright sunlight makes me squint, become nauseous and causes painful headaches. The problem was not so bad when I lived in the West where photo grey lenses would take care of the problem, here the light is so powerful that photo grey isn't effective. So now I have two pairs of glasses, a regular pair I use at home for computer work and a dark pair I wear the rest of the time, both are made to the same varifocal prescription. And yes, on occasion a "<deleted>" westerner in a shopping mall will give me an odd look but what am I supposed to do, stop and tell him/her my medical history so that in future they will understand!

 

Spot on.

 

Many people these days wear tinted prescription glasses, sometimes in sunglasses frames (like RayBan) sometimes not. They serve multiple purposes and there are often medical issues including photophobia and other conditions that lead to headaches and migraine, etc. Although these are quite different from 'sunglasses' the wearers still have to face the 'look' and often nasty comments from opinionated twerps (westerners) in shopping malls who just can't mind their own business!

On 8/20/2016 at 9:36 PM, csabo said:

 

You can pay the electric bill through online banking?  Is the vendor PEA or an intermediate like with my home internet bill?  Would love to pay it online through either KTB or BKK Bank.  Please advise, thanks.

I pay my PEA and house telephone bills through KTB via a direct debit, which is so useful - set it and forget it. This is not the same as 'paying it online' which implies conducting payments manually through online banking.

There can be a difference between when we consider ourselves old and when ‘society’ considers us old, but when your significant others, family, friends and close associates start regarding you as old, it is difficult not to fall in with their perceptions.

I started a thread about Thai perceptions of middle age and the implications earlier this year

http://www.thaivisa.com/forum/topic/753614-thai-perceptions-of-middle-age-and-the-implications/

I think that being ‘old’ is as much a state of mind as a given number. But what if your perceptions are radically different from those of most people around you, as it probably is if you are a Caucasian living in Thailand?

You might like to ask your Thai spouse and Thai friends what age they regard as “middle aged” and “old”. At what age does “middle age” start and finish and old age begin?

Among my Thai friends that I asked, the average start-finish stated for middle age is 25-45 years old. After 45 you are old already.

I read surveys that were conducted among 2,000 people in the UK and another much larger one conducted in the USA. In the USA the researchers said that most people think of middle age as beginning at 44 and ending at 60. And in the UK the average perceived start of middle age was put at 53!

By the way in both countries the beginning and end of middle age was regarded as being younger for women, which is sad but predictable.

In what way is PromptPay different from direct debit?

 

A foreigner can easily set up direct debit for all household bills and credit cards, etc through a Thai bank account, anywhere in Thailand (not just in Bangkok).

I enjoyed reading your story. Had to stop and go make a cup of tea half way through...

I'd just like to point out that most if not all of the trials and tribulations you had, including the ever changing quotations, happen just as often with Thai to Thai people as with Thais to foreigners.

For just about any project always give yourself more time than you might expect, always shop around for quotes, if possible always get references and above all, always get a written quotation in advance. And having done all of those things, be prepared and expect the unexpected. It's that easy.

BUPA Thailand has good coverage and are reliable on pay outs. Cheaper than AXA, but the cost is up to you.

If you get sick often and want more cover than you're likely to ever need, plus inpatient and outpatient and worldwide, then expect to pay as posters above have said.

Or if you are like many people and you are quite healthy, don't visit doctors much if at all, you will not need to pay a premium for outpatients. Just pay as you go for ad hoc outpatient things and definitely save money on that.

Are you going to be living in Thailand permanently? Then avoid worldwide coverage and save a ton of money on that too. Thailand only cover and then just take out travel insurance for those occasional trips.

Finally, look at the many price options that BUPA offer. Study the coverage for each level. For example, if you have a good hospital nearby that charges 3,000 baht a night for a private room, then you are not going to need top priced coverage for 9,000 baht a night are you?

Depending on your age, you could get perfectly adequate medical coverage from BUPA for 10,000 baht a YEAR (Ruby cover at age 30) up to 25,000 baht a YEAR if you are nearer 60.

i recommend in addition that you get a separate accident insurance from Bangkok Insurance. 2,650 baht a year gets you 100,000 baht medical coverage in case of accident at BI and that includes accident on a motorbike. Best rate I've found.