jil

But the receiver of the messages might not have "we chat".

Occasionally I'm not able to send a message on facebook, also when I set my location to be in Thailand by using a VPN. Please have a look at the attached screenshot.

This has already been going on for months. I've looked on the internet to solve this problem but couldn't find any information.

Any solutions?

I'd like to buy a second hand Honda Scoopy but I don't have much technical knowledge. What's the best way to ensure I'm buying a good bike? I was thinking of bringing a motorshop technician with me so he could check the bike.

Or are there other and better ways to get me a bike that doesn't have any hidden defects?

What happened to Limbo?

I'm talking about many, many years ago. He used to be a moderator of this forum for a while. 

Just curious. Anyone who knows?

6 minutes ago, circa02 said:

If no extra authentication, and the charge-back is not disputed (or not disputed successfully), then yes it is deducted from the airline's merchant balance behind the scenes in the end, but to you, your bank will simply credit to you. You will not have any interaction with the airline regarding the charge-back.

 

If the bank has accepted the chargeback - this is when you give them the information - through app or phone or branch or in the old days a paper form, they will screen the chargeback, make sure it all makes sense, they don't do much else here, if they need more information then they will contact you again, but this should happen fairly quickly usually in less than a week. The chargeback then goes to scheme - the scheme is either Visa, Mastercard, UnionPay, JCB/Diners (Amex is little different as more vertically integrated despite cobranding) and this is where it takes time and eventually goes to the airlines merchant bank and to do airline staff that handle chargeback disputes.  Your visibility is limited once it goes to the scheme, but many in cases once you've submitted stage 1 of the chargeback you also get no updates. This can get lengthy, but if you don't hear from your bank in the next week, and they've told you the chargeback is in process, then don't worry, presume it has left your bank and is the hands of scheme, you won't learn much in the meantime...  It would be unusual for a bank to claim they've submitted a chargeback on your behalf but actually not do it because you've called them lazy sods before ????

 

 

Thank you so much! ????

 

 

10 minutes ago, circa02 said:

Yes you have a very high chance of getting your money back for a legitimate charge-back, the process works. It will take time, several weeks perhaps.  This is presuming, you have a zero or low history of charge-backs with the originating bank (your card's bank) - as the process has been abused before, and the airline can't present significant evidence proving it was you - i.e. you flew.  If it was authenticated you may still get your money back, but since your card's bank will be eating the cost (instead of the airline eating the costs for unauthenticated or card-not-present), they will look at how the authentication was performed and they may question if you gave your SSN, DOB, PIN, Favourite Food question etc.. to your significant other or were otherwise irresponsible, you gave Ben from Microsoft on that call a teamviewer code to your desktop that had a text file called passwords.txt. In some cases if it was authenticated, they might eat the cost, but place additional restrictions on your new card or other markers on your account, there is a big push to crackdown on chargeback abuse now - the whole industry is taking it very seriously - 10yrs for example (https://www.marketwatch.com/story/man-gets-10-year-prison-sentence-after-exploiting-common-consumer-refund-tool-2018-06-12)

 

 

 

No extra authentication was required, if so I of course wouldn't have confirmed this payment.

So the airline company has to pay the chargeback?

And what if the bank leaves this case for what it is (I haven't been too friendly to them because in my opinion they didn't provide sufficient customer service, so maybe that won't help my case) do I then have a(nother) way to pressure the bank to come forward with the money?

11 minutes ago, circa02 said:

They will look at how the card was processed. Did the airline company take the payment in person with a PIN requested, for example your card was cloned after learning the PIN, or if online was it authenticated or not authenticated - VbV/SecureCode - those prompts that redirect to your bank website or banking app for extra confirmation. If it was not authenticated then they will likely take your word and issue a chargeback presuming you have no history of chargebacks, the airline will then have several weeks to challenge this - you may be refunded earlier but the money can still be taken again after a chargeback challenge, they may use boarding data, or checkout data, to prove it was you, or a family member, or your thai GF. They may have look at the data and not challenge it if it was evidently fraud - if it was authenticated though they won't be liable but alas neither will you if your bank believe you took all reasonable precautions. If they challenge it and lose and they still consider the collection genuine they may ban you for life or refer to a collection agency - see Ryanair COVID denied boarding due chargebacks that happened in 2022.

 

Not more steps to take, let the chargeback proceed and you'll hear in a few weeks. The airline company is unlikely to work with you, lack of manpower and possibly data protection laws.

 

 

Thank you.

I'm not sure how the payment was made but I guess my debit card data were leaked somewhere and no extra authentication was required.

Reading your comment it looks like I actually have a fairly big chance of getting back my money, or did I misread you?

For the first time in my life I've been the victim of fraudulent online payments by someone using the data of my debit card.

It happened last Sunday, and the total damage was about €300. 

I immediately blocked the card.

On my online banking app I requested a refund but it was rejected because the money already had been claimed by the merchant.

I contacted my online bank. I actually don't use this bank often and haven't put that much money on it. That's maybe a reason why this bank's customer service didn't appear to be very interested in this fraud, they only sent me an email and didn't answer specific questions. Very disappointing.

I've sent the merchant an email after the refund was rejected.

I also requested a chargeback on my banking app.

By the way, the merchant was a Canadian airline company. I don't know if or how they investigate this case, but it could be a starting point to look at the passenger who flew with the ticket. Or isn't it as simple as this?

So I wonder, is there any chance of getting my money back?

And are there any other steps that I could take?

If I have a Zoom meeting with someone else, I can hear the other person clearly also because I use a speaker, but the person at the other end doesn't hear me clearly enough.

Should the person at the other end do something about it, maybe use a speaker as well or can the problem also be fixed if I start to use a wireless microphone?

58 minutes ago, alanrchase said:

Historically enamel cookware started with cast iron. How is anyone supposed to gather that you were talking about carbon steel cookware when you mention enamel pans? 

You've got a point there, Alan!

Wondering how this will end...????

2 minutes ago, xylophone said:

OOPS.....didn't look at the link!!

I ordered it already but fortunately enough could cancel it in time...????

28 minutes ago, digger70 said:

Over time and a lot off use the Non stick layer will come off no matter what ,even if you use a Plastic or wooden spatula  and don't Scrub the pan.

Just get the non stick out off it and use it like that like a Cast iron pan.

The amount off WATT you put trough the pan 800 or 2000 got nothing to do with how hot they get, they will All Boil/cook to a Hight Temp it all depends how much you put in the Pan.

Any suggestion how to get the non-stick layer removed? 

Not being a motorist myself, can anyone tell me the cost of gasoline for a car per kilometer under normal circumstances?

Just now, jil said:

????

 

I wrote the text above in my initial post. Didn't know the word "<deleted>" would be considered to be offensive/abusive...????

Of course the word is getting deleted again...???? Anyway, the word starts with a "W", followed by "O" and the last letter is a "G"...????

1 hour ago, jil said:

got a big <deleted>-shaped frying pan that had initially

????

I wrote the text above in my initial post. Didn't know the word "<deleted>" would be considered to be offensive/abusive...????

20 minutes ago, phetphet said:

Are you only using plastic or wooden utensils with the non stick pan? Using steel one can quickly scratch off the coating.

I even had that happen with a non stick Le Creuset milk saucepan and that wasn't cheap. Had to throw it away. So it can happen to even the best quality ones.

 

Now I use a wooden or plastic spatula with my non stick pots and pans.

I use "plastic" utensils so that cannot have caused the problem with the coating.

I've got a 1300 W induction cooker and I've got a big <deleted>-shaped frying pan that had initially a tefal layer/coating which almost disappeared in a period of 6 months.

Is this because of poor (Chinese) quality and should good quality frying pans be able to withstand the 800 - 1300 W range? Actually, what are the corresponding temparatures of this 800 - 1300 W range?

Finally, what kind of frying pans are the most suitable for induction cookers?

Try this.

I recently did a bank book savings account update at an ATM and I noticed that on a few days high amounts of money (near 90K) were added to my account which were partially deducted on the same day. I'm sure I didn't add or withdraw those amounts of money.

The adding of the money gets the code "P 1" and also CONDS or "Condensed no book deposits" and the partial withdrawals get the code "P 2" or "Condensed no book withdrawals".

Anyone who can tell me what this is all about?

Is Kerry Express a reliable service, even reliable enough to send a passport?

I don't think one is allowed to bring "microdosing truffles" into the country?

Can this be bought inside Thailand?

I'm confused about the following: should I buy an onward (throw away) ticket although I have a Tourist Visa?

Or is this not required, but do some airlines still ask for it and just to avoid any problems it would be better to buy such an onward ticket?

I'm arriving from abroad at Suvarnabhumi airport and plan to take a domestic flight departing from the same airport.

How much time would be advisable as a minimum between arrival and departure?