Jump to content

AbeSurd

Advanced Member
  • Posts

    773
  • Joined

  • Last visited

Posts posted by AbeSurd

  1. 12 hours ago, JayClay said:

    Surely you back up the whole encrypted container? There's not much point going to all the trouble of encrypting your data, just to then leave unencrypted backups lying around?

    Re desirability of backing up the entire container file. This might depend on how big the file is and how often you want to back it up.

     

    Please note I said "I used to use SyncToy to sync the contents to another encrypted volume on another drive."

  2. 1 hour ago, TallGuyJohninBKK said:

     

    I've looked at that kind of approach before. But one thing I could never get a clear answer on is the following:

     

    If you encrypt files on Windows 10 PC #1, let's say in a volume on a portable USB drive, using something like Veracrypt, and then later you want to move that drive and use it on a different PC, how's that going to work?

     

    Does all the necessary encryption info reside natively on the encrypted volume?  Or, some of it remains on the original PC, and thus using the encrypted drive on a different PC is going to be problematic?

     

    One other thing I think I came to understand from my inquiries:  once you encrypt data like that, the data on the encrypted drive isn't going to be accessible to the typical pre-scheduled Windows backup programs?

     

     

    I haven't used VeraCrypt but I used to use TrueCrypt.

    As I understood it, the machine you use to try and access the TrueCrypt volume at the very least would have to have the TrueCrypt program installed on it.

    I imagine VeraCrypt would be similar. But I don't know.

    Re backup - yes that's my understanding. You'd need to open/decrypt the encrypted volume in order to backup its contents.

    Having done that I used to use SyncToy to sync the contents to another encrypted volume on another drive. Tedious!

    • Like 1
  3. On 3/18/2019 at 6:13 PM, Thongkorn said:

    If not a Gowow. It maybe a tooker. 

    I agree that the bird in the film in post #3 is a nok gaa-wao (Thai name). Alternative spelling gowow.

     

    I believe its western name is an Asian Koel or Common Koel.

     

    I love their exuberant call, whatever the time of day or night.

  4. 5 hours ago, moontang said:

    I hate to keep plugging CIMB, but unlike BBL, you can do a new fixed deposit in your old book, while standing there at the counter, in about five minutes...I think they will all be under the same account number in your fixed book. CIMB is rooted in Malaysia...kind of obvious, who is more tech savy.  The promos at HBO and others, are simply a bet that you will auto renew at a poor rate.  The 1.5% you mentioned is actually a big improvement as far as competitiveness.  Used to be the rate would drop more than a full percent at auto-rollover day.

    With a Bangkok Bank fixed account, once the promotion period is over, you can add an additional deposit to the account. Interest is paid quarterly on each deposit in the account.

     

    In fact it wouldn't surprise if it was possible to add an additional deposit during the promotion period - but I bet you'd only get the standard rate of interest on it.

     

     

    BKKB fixed account passbook.jpg

  5. On 10/13/2018 at 6:40 AM, Kerryd said:


    They used to have weird terms of 7 or 11 months but a year ago I was finally able to get a Fixed Term that is 12 months and auto-renews.

    The terms of 7 or 11 months you refer to, are called by the banks 'promotions' - during which you get an interest rate above their standard rate. At the end of the 'promotion' the account reverts to the standard rate. At Bangkok Bank that has been 0.9% or 1% for a number of years now.

     

    What do you mean by a Fixed account that auto-renews? Do you know what interest rate it will renew at?

  6. 11 minutes ago, scottiejohn said:

    Why?

    Deposits of more than 800000Baht are covered in Thailand per Bank licence. (in UK approx. £75,000/bank licence)

    So you think that if one Thai bank crashes the others would still be around and your other money would be OK but the "covered" money in the other bank was not?

    If your 800000 is in a saving a/c with NO debit card and NO internet access what is the problem?

    Individual differences. In Thailand you're more trusting than I am. What about money going 'missing' from an account?

  7. 1 minute ago, scottiejohn said:

    That is my point, yes you can but why should you or want/need to.  There are so many alternatives.

    It is extra work that the I/O's can do without, including everyone else waiting for their number to be called. The multiple bank a/c holder is taking up very valuable time that other expats want to use to their advantage.

    It's called not putting all your eggs in one basket. For the amount of money concerned I wouldn't worry in my own country (UK) but I'm more cautious in Thailand.

  8. 1 hour ago, Jingthing said:

    It's much simpler to use one bank but multiple banks are accepted. When you apply using one bank the officer will DEFINITELY examine your bank book copy and note the place in the book where the needed seasoning level was met and then look to see that it never went under. With multiple books, that's much more complicated. If I ever do that, I would prepare a separate sheet showing the combination balances indicating when it hit the number and every movement going forward with the combined balances. That would no kind of official or required document but it's basically doing the work for them, which I think might be appreciated. They can eyeball the books themselves to confirm. 

    It's less a matter of multiple banks than multiple accounts.

    A few years ago I had my 800,000 spread across two accounts at Bangkok Bank and one at Siam Commercial. At renewal time the IO at Jomtien complained it was too much work for him, but renewed me anyway. I asked him if in future two accounts would be okay. He said "okay". So that's how I've done it ever since.

  9. Out of interest...

    In Thailand I'm aware of ladyboys working as cashiers in banks, as shop assistants in classy shops, as nurses/admin people in private hospitals etc.

    But are there ladyboy bank managers, ladyboy owners of classy shops, ladyboy doctors etc?

    In other words: forgetting the worlds of show business and entertainment and the media, are there many high status ladyboys in Thai society?

  10. 1 hour ago, skorts said:

    Works really well as post re-directed by Royal Mail to U.K. Post box at their Poole address.

     

    Can you explain? Are/were you having mail redirected by Royal Mail from your UK home address to UK Postbox Ltd in Poole?

     

    In which case the cost of the Royal Mail redirection needs to be added to the costs you give above?

  11. Find someone who's in more or less the boat as you.

    Agree how much emergency money you want to have in place. Let's say you both want 1 million baht in backup.

    Each of you open a dedicated Thai bank account with an ATM card - and put 1 million baht in it.

    Then you swap ATM cards (and PIN numbers).

    Easy peasy.

  12. 8 hours ago, spiderorchid said:

    They are shy

    Yes, and although in the past I've found photos of them, I've never been able to see one in real life.

     

    So I'm grateful for Wallet37's little movie. That's my baby :heart_001:

  13. 9 hours ago, ezzra said:

     

    The Thais call this bird Nok Kha- Wa- Wow on the account of the crying noise

    it makes, I have fantasized a many nights and days how I make a hearty bird

    soup out of couple of them.....

    Yes, I think you're right. I think the OP is hearing a nok-ga-wao (that's how I'd transliterate its Thai name).

     

    Otherwise known as a common koel I believe.

     

    But I love its bird-song :heart_001: so exuberant. Absolutely one of my favourite sounds of Thailand.

×
×
  • Create New...